Horry County property record for 475 Pacific Commons Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,726 sqft · built 2020 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Mar 2023) |
| Tax Bill | $4,931 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-07-03-0108 |
| Primary APN | 459-07-03-0108 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 475 PACIFIC COMMONS DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-5535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RETREAT @ OCEAN COMMONS PH 4; LOT 126 |
| Legal Subdivision | RETREAT @ OCEAN COMMONS PH 4 |
| Legal Lot Number | 126 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51403 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 145 VILLAGE ST, BRISTOL, CT 06010-8034 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage 1 800 HOMELOAN |
| Nov 25, 2020 | Warranty Deed, Subdivision Related Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Prior Sale | Nov 25, 2020 · Amount on Record |
| Deed Document Number | 0046572167 |
| Deed Book / Page | 4657 / 2167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Mar 20, 2023 |
| Property Address | 475 PACIFIC COMMONS DR, MYRTLE BEACH, SC 29575-5535 |
| Document Number | 0046572167 |
| Book / Page | 4657 / 2167 |
| Instrument Date | Mar 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 VILLAGE ST, BRISTOL, CT 06010-8034 |
| Document Number | 66560000001884 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 0000006656/0000001884 |
| Name | 1 800 HOMELOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Nov 25, 2020 |
| Property Address | 475 PACIFIC COMMONS DR, MYRTLE BEACH, SC 29575-5535 |
| Document Number | 4366/0416 |
| Book / Page | 004366 / 000416 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,036.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 PACIFIC COMMONS DR MYRTLE BEACH SC 295755535, MYRTLE BEACH, SC 29575-5535 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,931.00 | ||
| 2024 | $4,931.00 (+34.87%) | $24,087 (+45.98%) Land $7,584 Building $16,503 | $401,446 (+45.96%) Land $126,392 Building $275,054 |
| 2023 | $3,656.00 (+1.61%) | $16,500 (-0.01%) Land $2,820 Building $13,680 | $275,030 (-) Land $47,030 Building $228,000 |
| 2021 | $3,598.00 | $16,502 Land $2,822 Building $13,680 | $275,030 Land $47,030 Building $228,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 37 condo units |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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