Cook County property record for 475 Orchard Ln, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,648 sqft · built 1929 |
| Lot Size | 0.196 acres (8,550 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $865,000 (May 2020) |
| Tax Bill | $19,633 (2023) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-305-008 |
| Primary APN | 05-21-305-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,648 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,550 sqft (0.196 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 475 ORCHARD LN |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-4221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (THORNES) SUB OF BLK12 OF J C GARLANDS ADD TO WINNETK A IN SEC 21-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | THORNES SUB |
| Legal Block | 12,C, |
| Legal Lot Number | 9,10 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 800400 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 475 ORCHARD LN, WINNETKA, IL 60093-4221 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Nov 21, 2025 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| May 28, 2020 | Warranty Deed, Transfer MORGAN STANLEY PVT BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on Record |
| Deed Sale | May 28, 2020 · Amount on Record |
| Prior Sale | May 12, 2016 · Amount on Record |
| Deed Document Number | 20207027 |
| Last Transfer Date | Nov 6, 2025 |
| Transfer Doc | 0000018253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 23, 2026 |
| Property Address | 475 ORCHARD LN, WINNETKA, IL 60093-4221 |
| Document Number | 0000020273 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202620273 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 475 ORCHARD LN, WINNETKA, IL 60093-4221 |
| Document Number | 0000020273, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202620273 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2056 |
| Rate | 7.34% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 21, 2025 |
| Property Address | 475 ORCHARD LN, WINNETKA, IL 60093-4221 |
| Document Number | 0032518253 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2532518253 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 475 ORCHARD LN, WINNETKA, IL 60093-4221 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 475 ORCHARD LN, WINNETKA, IL 60093-4221 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 28, 2020 |
| Property Address | 475 ORCHARD LN, WINNETKA, IL 60093-4221 |
| Document Number | 2014907027 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 14907027 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $865.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 475 ORCHARD LN WINNETKA IL 600934221, WINNETKA, IL 60093-4221 |
| Document Number | 2014907028 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 14907028 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 27, 2050 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,000 (+61.36%) Land $23,085 Building $118,915 | $1,420,000 (+61.36%) Land $230,850 Building $1,189,150 | |
| 2023 | $19,633.00 (+6.36%) Homeowner's exemption | $88,000 (-) Land $28,215 Building $59,785 | $880,000 (-) Land $282,150 Building $597,850 |
| 2022 | $18,459.00 Homeowner's exemption | $88,000 Land $28,215 Building $59,785 | $880,000 Land $282,150 Building $597,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures