Luzerne County property record for 475 McKinley St, Exeter, PA 18643
| Property Type | Single Family Home |
|---|---|
| Details | 1,395 sqft · built 1993 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Dec 1999) |
| Tax Bill | $4,862 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 16-E10S2-029-03D |
| Primary APN | 16-E10S2-029-03D |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,395 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 111 ft deep x 73 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 16-E10S2-029-03D |
|---|---|
| Street Address | 475 MCKINLEY ST |
| City | EXETER |
| State | PA |
| Zip | 18643-1049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-4-40-2-D17-1 475 MCKINLEY ST |
| Legal Subdivision | FREEDMAN DATTNER PLOT |
| Legal Block | 29 |
| Legal Lot Number | 3D |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 211101 |
475 McKinley St is owned and occupied by two individuals who bought it in December 1999.
Source: Luzerne County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 MCKINLEY ST, EXETER, PA 18643-1049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| May 14, 2018 | Deed of Trust, Mortgage · Line of Credit LUZERNE BANK |
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit LUZERNE BANK |
| Sep 29, 2020 | Deed of Trust, Mortgage · Line of Credit LUZERNE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 1999 · Amount on File |
| Deed Sale | Dec 7, 1999 · Amount on File |
| Deed Book / Page | 2703 / 506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Aug 20, 2026 |
| Property Address | 475 MCKINLEY ST, EXETER, PA 18643-1049 |
| Document Number | 0000045566 |
| Book / Page | 3026 / 196638 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202645566 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 475 MCKINLEY ST, EXETER, PA 18643-1049 |
| Document Number | 0000045566, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 3026/196638 |
| Instrument | 202645566 |
| Name | NORTHWEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 10, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 475 MCKINLEY ST, EXETER, PA 18643-1049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024857 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 3018/084255 |
| Instrument | 201824857 |
| Name | LUZERNE BANK |
|---|---|
| Type | Bank |
| Address | WILKES BARRE, PA 18701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 475 MCKINLEY ST, EXETER, PA 18643-1049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062652 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 3018/218299 |
| Instrument | 201862652 |
| Name | LUZERNE BANK |
|---|---|
| Type | Bank |
| Address | WILKES BARRE, PA 18701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 475 MCKINLEY ST, EXETER, PA 18643-1049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046460 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 3020/192405 |
| Instrument | 202046460 |
| Name | LUZERNE BANK |
|---|---|
| Type | Bank |
| Address | WILKES BARRE, PA 18701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 475 McKinley St was $4,862 with a homeowner's exemption, up % from the year before.
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| Municipality | Exeter Borough |
| Unified School District | Wyoming Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,862.00 (+0.02%) Homeowner's exemption | $158,900 Land $21,700 Building $137,200 | |
| 2025 | $4,861.00 | ||
| 2024 | $158,900 Land $21,700 Building $137,200 | ||
| 2023 | $4,470.00 | ||
| 2009 | $158,900 Land $21,700 Building $137,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 McKinley St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 15 (1978–2021) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 McKinley St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW NESBITT private · serves 52,640 people · EPA ID PA2409010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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