475 Main St, Ridgeway, VA 24148 Property Records

Henry County property record for 475 Main St, Ridgeway, VA 24148 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,252 sqft
OwnerIndividual Name on File
Last Sale$180,000 (May 2024)
Tax Bill$286 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN150930000

Property Details

APN / Parcel Number

Primary APN150930000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Building Area1,252 sqft Living Area

Location & Zoning

Street Address475 MAIN ST
CityRIDGEWAY
StateVA
Zip24148-4959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAIN ST LOT 89
Legal Lot Number89
JurisdictionHENRY VA
Township / Civil DivisionRIDGEWAY
Census Block Group2
Census Block2019
Census Tract10602

Owner

Source: Henry County records · APN 150930000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address475 MAIN ST, RIDGEWAY, VA 24148-4959
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 18, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2024 · Amount on Record
Deed SaleMay 10, 2024 · Amount on Record
Prior SaleOct 18, 2023 · Amount on Record
Deed Document Number240001664
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY VA
Property Address475 MAIN ST, RIDGEWAY, VA 24148-4959
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 MAIN ST, RIDGEWAY, VA 24148-4959

Mortgage

Document Number0250003992
DateOct 22, 2025
Instrument250003992
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY VA
Recording DateOct 18, 2023
Property Address475 MAIN ST, RIDGEWAY, VA 24148
Document Number0230003903
Instrument DateOct 18, 2023
Instrument230003903
Transaction TypeTransfer
Record UpdatedNov 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5404 FREEDOM LN APT 307, 307, JAMESTOWN, NC 27282-7824
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateVirginia
CountyHenry County
MunicipalityRidgeway Town
Unified School DistrictHenry County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$286.00$51,600 (-) Land $12,500 Building $39,100
2023$286.00$51,600 Land $12,500 Building $39,100$51,600 (-) Land $12,500 Building $39,100
2021$51,600 Land $12,500 Building $39,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (51089C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510890106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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