475 Main St, Prince Frederick, MD 20678 Property Records

Calvert County property record for 475 Main St, Prince Frederick, MD 20678

Property Summary

Property Type	Commercial
Details	3 ba · 3,370 sqft · built 1940
Lot Size	0.412 acres (17,942 sqft)
Owner	Company Name on File
Last Sale	$400,000 (May 2020)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-019701`

Property Details

APN / Parcel Number

Primary APN	`02-019701`
Alternative APNs	`2019701` `019701`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,370 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,942 sqft (0.412 acres)
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019701
Street Address	475 MAIN ST
City	PRINCE FREDERICK
State	MD
Zip	20678-3340
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	TC
Legal Description	17,942 SF 475 MAIN STREET PRINCE FREDERICK
Legal Subdivision	OLD FIELD INN COMMONS LAND CON
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1009
Census Tract	860702

Owner

475 Main St, a commercial property, is owned by a company that bought it in May 2020.

Source: Calvert County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	475 MAIN ST, PRINCE FREDERICK, MD 20678-3340
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF THE CHESAPEAKE
Dec 7, 2021	Intrafamily Transfer, Transfer
May 7, 2020	Deed of Trust, Transfer COMMUNITY BK/CHESAPEAKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on File
Deed Sale	May 28, 2020 · Amount on File
Prior Sale	Dec 15, 2005
Deed Book / Page	5601 / 381
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	475 MAIN ST, PRINCE FREDERICK, MD 20678-3340
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 MAIN ST, PRINCE FREDERICK, MD 20678-3340

Mortgage

Document Number	0063020470
Date	Jun 23, 2022
Book Page	6302/470

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Dec 7, 2021
Property Address	475 MAIN ST, PRINCE FREDERICK, MD 20678-3340
Document Number	0061640090
Book / Page	6164 / 90
Instrument Date	Dec 3, 2021
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 MAIN ST, PRINCE FREDERICK, MD 20678-3340

May 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	475 MAIN ST, PRINCE FREDERICK, MD 20678-3340
Document Number	0056010390
Instrument Date	May 7, 2020
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6801 DOUGLAS LEONARDTOWN RD ELKRIDGE MD 21075, ELKRIDGE, MD 21075

Mortgage

Document Number	0056010390
Date	May 28, 2020
Book Page	005601/000390

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 475 Main St was $5,799.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,367 (+4.58%)	$570,300 (-) Land $195,900 Building $374,400
2025	$5,799.00	$522,433	$570,300 Land $195,900 Building $374,400
2023	$5,128.00	$493,567	$498,500 Land $195,900 Building $302,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRINCE FREDERICK serves 4,371 people · EPA ID MD0040011
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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