475 Lyle Pkwy, Bartow, FL 33830 Property Records

Polk County property record for 475 Lyle Pkwy, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,023 sqft · built 1964
Lot Size	0.246 acres (10,733 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Apr 2021)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-31-363400-001060`

Property Details

APN / Parcel Number

Primary APN	`25-29-31-363400-001060`
Alternative APNs	`312925363400001060` `12925000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,023 sqft Living Area
1st Floor Area	1,023 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,733 sqft (0.246 acres)
Lot Dimensions	144 ft deep x 74 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	85 sqft
Shed	1 Shed
Utility Building	108 sqft

Location & Zoning

Street Address	475 LYLE PKWY
City	BARTOW
State	FL
Zip	33830-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MILLERS MANOR PB 42 PG 45 BLK A E 74 FT OF W 449 FT OF E 966.18 FT OF N 144.34 FT
Legal Range	25E
Legal Township	29S
Legal Section	31
Legal Subdivision	MILLERS MANOR
Legal Tract	363400
Legal Block	A
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3003
Census Tract	15000

Owner

475 Lyle Pkwy is owned and occupied by two individuals who bought it in April 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	475 LYLE PKWY, BARTOW, FL 33830-9248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 1, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Sep 12, 2014 · Amount on File
Deed Document Number	202183282
Deed Book / Page	11649 / 505
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	475 LYLE PKWY, BARTOW, FL 33830-9248
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 LYLE PKEY, BARTOW, FL 33830

Mortgage

Document Number	0000053918
Date	Mar 5, 2026
Book Page	13906/1152
Instrument	2026053918

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year T-Bill
Max Rate	4.75%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	475 LYLE PKWY, BARTOW, FL 33830-9248
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 LYLE PKWY, BARTOW, FL 33830-9248

Mortgage

Document Number	0000100231
Date	May 1, 2023
Book Page	12672/1196
Instrument	2023100231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 5, 2021
Property Address	475 LYLE PKWY, BARTOW, FL 33830-9248
Document Number	0000083282
Book / Page	11649 / 505
Map Reference	MB 42 PG 45
Instrument Date	Mar 19, 2021
Instrument	2021083282
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 MORNINGSIDE CT, 145, ELLIJAY, GA 30540-5808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 LYLE PKWY, BARTOW, FL 33830-9248

Mortgage

Document Number	0011649507
Date	Apr 5, 2021
Instrument	11649/507

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	475 LYLE PKWY, BARTOW, FL 33830-9248
Document Number	0109920093
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	475 LYLE PKWY BARTOW FL 338309248, BARTOW, FL 33830-9248

Mortgage

Document Number	0109920093
Date	Oct 1, 2019
Book Page	010992/000093
Instrument	208172

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 475 Lyle Pkwy was $2,250 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,282 (+2.7%)	$174,411 (+0.19%) Land $25,000 Building $149,411
2025	$2,250.00 Homeowner's exemption	$166,779	$174,084 Land $25,000 Building $149,084
2023	$2,407.00 (-23.2%) Homeowner's exemption	$157,358 (-8.53%) Land $24,000 Building $133,358	$157,358 (-8.53%) Land $24,000 Building $133,358
2022	$3,134.00	$172,041 Land $20,000 Building $152,041	$172,041 Land $20,000 Building $152,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 Lyle Pkwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Lyle Pkwy is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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