Lancaster County property record for 475 Locust St, Columbia, PA 17512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,780 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Oct 2025) |
| Tax Bill | $2,736 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-52277-0-0000 |
| Primary APN | 110-52277-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 700 sqft |
| Upper Floors Area | 1,080 sqft |
| Basement Area | 600 sqft |
| Game Room | Game Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Row Home |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Metal |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 475 LOCUST ST |
|---|---|
| City | COLUMBIA |
| State | PA |
| Zip | 17512-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DC |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 11300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Columbia Historic District listed 1983 · 842 contributing resources · NRIS 83002249 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
475 Locust St is owned and occupied by an individual who bought it in October 2025.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 475 LOCUST ST, COLUMBIA, PA 17512-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 12, 2018 | Grant Deed, Transfer JANICE HERMANSADER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on File |
| Deed Sale | Oct 29, 2025 · Amount on File |
| Prior Sale | Mar 12, 2018 · Amount on File |
| Deed Document Number | 202542975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Oct 29, 2025 |
| Property Address | 475 LOCUST ST, COLUMBIA, PA 17512-1224 |
| Document Number | 20250042975 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 20250042975 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | PREMIER SETTLEMENTS INC, PREMIER SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,399.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 475 LOCUST ST, COLUMBIA, PA 17512-1224 |
| Document Number | 20250042976 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 20250042976 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Mar 12, 2018 |
| Property Address | 475 LOCUST ST, COLUMBIA, PA 17512-1224 |
| Document Number | 0006386194 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 6386194 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 CHESTNUT ST COLUMBIA PA 175121230, COLUMBIA, PA 17512-1230 |
| Document Number | 6386195 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 6386195 |
| Name | JANICE HERMANSADER |
|---|---|
| Address | 420 CHESTNUT ST, COLUMBIA, PA 17512-1230 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Mar 11, 2023 |
The 2025 property tax bill for 475 Locust St was $2,736, up 5.4% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Columbia Borough |
| Unified School District | Columbia Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,500 (-) Land $17,100 Building $52,400 | $69,500 Land $17,100 Building $52,400 | |
| 2025 | $2,736.00 (+5.35%) | $69,500 (-) Land $17,100 Building $52,400 | |
| 2024 | $2,597.00 Homeowner's exemption | $69,500 Land $17,100 Building $52,400 | |
| 2018 | $69,500 Land $17,100 Building $52,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 475 Locust St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 475 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA WATER CO private · serves 25,200 people · EPA ID PA7360123 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 944 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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