475 Lake View Ter, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 475 Lake View Ter, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,073 sqft · built 1945
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Feb 2020)
Tax Bill	$9,653 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jun 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`265489 063.07-1-3`

Property Details

APN / Parcel Number

Primary APN	`265489 063.07-1-3`
Alternative APNs	`54890630700001003000` `03381000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03381000000
Street Address	475 LAKE VIEW TER
City	WEBSTER
State	NY
Zip	14580-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0074-14-07 BAGNALL L17
Legal Subdivision	BAGNALL AND GLASSER SUBDIVISION
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1000
Census Tract	11203

Owner

475 Lake View Ter is owned and occupied by two individuals who bought it in February 2020.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	475 LAKE VIEW TER, WEBSTER, NY 14580-1022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU
Jun 12, 2019	Warranty Deed, Construction Loan · Construction Mortgage HOMEWISE MGMT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	2020260
Deed Book / Page	12306 / 332
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Feb 5, 2020
Property Address	475 LAKE VIEW TER, WEBSTER, NY 14580-1022
Document Number	0000000260
Book / Page	12306 / 332
Map Reference	LB 43 PG 17
Instrument Date	Feb 3, 2020
Instrument	202002050260
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 EMPIRE BLVD STE 116, 1900, WEBSTER, NY 14580-1898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 LAKE VIEW TER, WEBSTER, NY 14580-1022

Mortgage

Document Number	0000000261
Date	Feb 5, 2020
Instrument	202002050261

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 12, 2019
Property Address	475 LAKE VIEW TER, WEBSTER, NY 14580-1022
Document Number	0000001269
Book / Page	012195 / 000559
Instrument Date	May 28, 2019
Instrument	1269
Transaction Type	Construction Loan
Record Updated	Jul 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 EMPIRE BLVD #116 WEBSTER NY 145801898, 116, WEBSTER, NY 14580-1898

Mortgage

Document Number	1270
Date	Jun 12, 2019
Book Page	028060/000495
Instrument	1270

Lender

Name	HOMEWISE MGMT LLC
Address	3177 LATTA RD # 160, ROCHESTER, NY 14612-3094

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 11, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 475 Lake View Ter was $9,653, up 16% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,653.00 (+16.05%)
2025	$8,318.00	$123,800 Land $30,500 Building $93,300	$257,900 Land $63,538 Building $194,362
2023		$123,800 (-) Land $30,500 Building $93,300	$213,400 (+10.34%) Land $52,574 Building $160,826
2022		$123,800 Land $30,500 Building $93,300	$193,400 Land $47,647 Building $145,753
2021	$8,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 Lake View Ter in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1978–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jun 2017 · Flooding
Claims by Event	Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Lake View Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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