475 King St, Charleston, SC 29403 Property Records

Charleston County property record for 475 King St, Charleston, SC 29403

Property Summary

Property Type	Commercial
Details	3,056 sqft · built 1881
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on File
Last Sale	$1,600,000 (Jan 2003)
Tax Bill	$63,245 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`460-12-02-093`

Property Details

APN / Parcel Number

Primary APN	`460-12-02-093`

Interior

Stories	1 Story
Building Area	3,056 sqft Building Perimeter
1st Floor Area	3,056 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	212 ft deep x 93 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	475 KING ST
City	CHARLESTON
State	SC
Zip	29403
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -479,PORTIONS OF 475, 477 KING
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1010
Census Tract	700

Owner

475 King St, a commercial property, is owned by a company that bought it in January 2003.

Source: Charleston County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	418 KING ST, 201, CHARLESTON, SC 29403-6673
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2003 · Amount on File
Deed Sale	Jan 24, 2003 · Amount on File
Deed Book / Page	434 / 442
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	475 KING ST, CHARLESTON, SC 29403
Document Number	0638/0457
Book / Page	000638 / 000457
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	418 KING ST #201 CHARLESTON SC 294036673, 201, CHARLESTON, SC 29403-6673

Mortgage

Document Number	0638/0457
Date	May 17, 2017
Book Page	000638/000457

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CHARLESTON, SC 29401-3508

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 16, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 475 King St was $63,245, up 9.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$63,245.00 (+9.32%)	$3,092,547 (+1,816.67%) Land $3,061,106 Building $31,441	$6,491,900 Land $6,075,300 Building $416,600
2024	$57,852.00	$161,350
2022	$45,806.00	$161,350	$6,137,700 Land $6,075,300 Building $62,400
2020			$6,137,700 Land $6,075,300 Building $62,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 475 King St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 116 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	153 units insured incl. 37 condo units
Nearby Flood Claims	65 (1987–2024)
Claims Outside the SFHA	36 of 65
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 475 King St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20