475 Jefferson St, Toronto (Wheatland), IA 52777 Property Records

Clinton County property record for 475 Jefferson St, Toronto, IA 52777

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1880
Lot Size	0.879 acres (38,280 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Sep 2024)
Tax Bill	$1,457 (2026)
Deeds & Mortgages	Mar 2019 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3600540000`

Property Details

APN / Parcel Number

Primary APN	`3600540000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,280 sqft (0.879 acres)
Lot Dimensions	264 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	308 sqft
Deck Area	327 sqft
Patio Area	327 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	475 JEFFERSON ST
City	TORONTO
State	IA
Zip	52777-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN TORONTO LOTS 1, 2, 7, & 8 BLK 13
Legal Subdivision	TOWN TORONTO
Legal Block	13
Legal Lot Number	1-2,7-8
Jurisdiction	CLINTON IA
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3022
Census Tract	1000

Owner

475 Jefferson St is owned by an individual who bought it in September 2024.

Source: Clinton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 113, WHEATLAND, IA 52777-0113
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DEWITT BANK & TRUST CO
Dec 13, 2018	Warranty Deed, Transfer · Balloon Mortgage DEWITT BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024 · Amount on File
Deed Sale	Sep 27, 2024 · Amount on File
Prior Sale	Dec 13, 2018 · Amount on File
Deed Document Number	20244909
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IA
Property Address	475 JEFFERSON ST, TORONTO, IA 52777-9687
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901403
Date	Mar 13, 2019
Instrument	2019-01403

Lender

Name	DEWITT BANK & TRUST CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IA
Recording Date	Dec 13, 2018
Property Address	475 JEFFERSON ST, TORONTO, IA 52777-9687
Document Number	0201808775
Instrument Date	Nov 7, 2018
Instrument	2018-08775
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 FULTON ST, GRAND MOUND, IA 52751-7714

Mortgage

Document Number	0201808777
Date	Dec 13, 2018
Instrument	2018-08777

Lender

Name	DEWITT BANK & TRUST CO

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 475 Jefferson St was $1,457, up 46.6% from the year before.

Source: Clinton County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clinton County
Municipality	Toronto City
Unified School District	Calamus-Wheatland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,457.00 (+46.58%)	$68,240 (-) Land $19,600 Building $48,640	$68,240 (-) Land $19,600 Building $48,640
2025	$994.00	$68,240 Land $19,600 Building $48,640	$68,240 Land $19,600 Building $48,640
2024	$994.00
2023		$65,270 Land $19,600 Building $45,670	$65,270 Land $19,600 Building $45,670
2022	$976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Jefferson St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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