Polk County property record for 475 I St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,308 sqft · built 2004 |
| Lot Size | 0.14 acres (6,107 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,000 (Mar 2026) |
| Tax Bill | $4,209 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-CB-01101 |
| Primary APN | 08428-CB-01101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,308 sqft Living Area |
| 1st Floor Area | 2,308 sqft |
| Family Room | Family Room |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,107 sqft (0.14 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 566875 |
|---|---|
| Street Address | 475 I ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PARTITION PLAT 2004-0004 LOT 2 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | PARTITION PLAT 2004-0004 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20305 |
Source: Polk County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 I ST, INDEPENDENCE, OR 97351-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC |
| Jul 26, 2022 | Warranty Deed, Transfer TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR |
| Aug 1, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 24, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on Record |
| Deed Sale | Mar 6, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2022 · Amount on Record |
| Deed Document Number | 20261670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 475 I ST, INDEPENDENCE, OR 97351-1820 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000017285 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021-017285 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Mar 6, 2026 |
| Property Address | 475 I ST, INDEPENDENCE, OR 97351-1820 |
| Document Number | 0000001670 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 2026-001670 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 475 I ST, INDEPENDENCE, OR 97351-1820 |
| Document Number | 0000001671 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026-001671 |
| Name | PREMIER MORTGAGE RESOURCES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 26, 2022 |
| Property Address | 475 I ST, INDEPENDENCE, OR 97351-1820 |
| Document Number | 0000008746 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022-008746 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 I ST, INDEPENDENCE, OR 97351-1820 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 475 I ST, INDEPENDENCE, OR 97351-1820 |
| Document Number | 0000011624 |
| Instrument Date | Aug 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 475 I ST INDEPENDENCE OR 973511820, INDEPENDENCE, OR 97351-1820 |
| Document Number | 0000011624 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 11624 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 475 I ST, INDEPENDENCE, OR 97351-1820 |
| Document Number | 0000008009 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 475 I ST INDEPENDENCE OR 973511820, INDEPENDENCE, OR 97351-1820 |
| Document Number | 0000008009 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 8009 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,560 (+3%) Land $58,740 Building $178,820 | $463,790 (+4.58%) Land $147,000 Building $316,790 | |
| 2025 | $4,209.00 (+3.77%) | $230,650 (+3%) Land $57,020 Building $173,630 | $443,490 (-5.68%) Land $132,000 Building $311,490 |
| 2024 | $4,056.00 (-2.48%) | $223,940 (+3%) Land $55,360 Building $168,580 | $470,210 (-2.29%) Land $134,000 Building $336,210 |
| 2023 | $4,159.00 (+8.9%) | $217,420 (+3%) Land $53,750 Building $163,670 | $481,240 (+7.93%) Land $135,200 Building $346,040 |
| 2022 | $3,819.00 | $211,090 Land $52,180 Building $158,910 | $445,880 Land $114,500 Building $331,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
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