Lane County property record for 475 Howard Ave, Eugene, OR 97404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,386 sqft · built 1950 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,500 (May 2017) |
| Tax Bill | $3,872 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-04-14-42-03800-000 |
| Primary APN | 17-04-14-42-03800-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,386 sqft Finished Area |
| 1st Floor Area | 2,386 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 112 ft deep x 87 ft wide |
| Driveway | Driveway |
| Driveway Area | 1,420 sqft |
| Account Number | 0393262 |
|---|---|
| Street Address | 475 HOWARD AVE |
| City | EUGENE |
| State | OR |
| Zip | 97404-2830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-LOW-DENSITY RES |
| Legal Description | SUBD:RIDGEFIELD SEC/TWN/RNG/MER:SEC 14 TWN 17 RNG 04 |
| Legal Range | 04W |
| Legal Township | 17S |
| Legal Section | 14 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | RIDGEFIELD |
| Legal Lot Number | 3800 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 2800 |
Source: Lane County records · APN 17-04-14-42-03800-000
Assessment roll updated September 30, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 920 SUMMIT BLVD, SPRINGFIELD, OR 97477-3767 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 24, 2026 | Intrafamily Transfer, Transfer |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 13, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| May 01, 2017 | Grant Deed, Transfer · Construction Mortgage WENDY COBARRUBIA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2017 · Amount on Record |
| Deed Sale | May 01, 2017 · Amount on Record |
| Prior Sale | Oct 13, 2017 |
| Deed Document Number | 0000021089 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0000005766 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Feb 24, 2026 |
| Property Address | 475 HOWARD AVE, EUGENE, OR 97404-2830 |
| Document Number | 0000005766 |
| Map Reference | MB 15 PG 24 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026-005766 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 920 SUMMIT BLVD, SPRINGFIELD, OR 97477-3767 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 475 HOWARD AVE, EUGENE, OR 97404-2830 |
| Document Number | 0000034451 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | CASCADE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 920 SUMMIT BLVD SPRINGFIELD OR 974773767, SPRINGFIELD, OR 97477-3767 |
| Document Number | 0000034451 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 34451 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Oct 13, 2017 |
| Property Address | 475 HOWARD AVE, EUGENE, OR 97404-2830 |
| Document Number | 0000050516 |
| Map Reference | MB15 PG24 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 2017-050516 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | CASCADE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3506 ONYX PL, EUGENE, OR 97405-4353 |
| Document Number | 0000050517 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2017-050517 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | May 01, 2017 |
| Property Address | 475 HOWARD AVE, EUGENE, OR 97404-2830 |
| Document Number | 0000021089 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 21089 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2017 |
| Title Company | CASCADE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 475 HOWARD AVE EUGENE OR 974042830, EUGENE, OR 97404-2830 |
| Document Number | 21090 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 21090 |
| Name | WENDY COBARRUBIA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 30, 2018 |
Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Eugene School District 4J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,872.00 (+3.53%) | $230,536 (+6.09%) | $427,396 (+2.2%) Land $125,457 Building $301,939 |
| 2023 | $3,740.00 (+3.83%) | $217,303 (+3%) | $418,196 (+12.54%) Land $101,115 Building $317,081 |
| 2022 | $3,602.00 | $210,974 | $371,605 Land $103,136 Building $268,469 |
Source: FEMA National Flood Hazard Layer as of August 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
May also be available: AT&T, Hunter Communications & Technologies, Verizon.
Based on FCC filings for 552 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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