475 High Meadows Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 475 High Meadows Dr, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,464 sqft · built 1977
Lot Size	28.2 acres (1,230,134 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2021)
Tax Bill	$4,687 (2023)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5527 79 2186`

Property Details

APN / Parcel Number

Primary APN	`5527 79 2186`
Alternative APNs	`01008 0016.100000` `2922700` `144489`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,464 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,230,134 sqft (28.2 acres)
Lot Width	60 ft Width
Garage Type	Carport
Garage Area	572 sqft
Carport	Carport
Carport Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	144489
Street Address	475 HIGH MEADOWS DR
City	CONCORD
State	NC
Zip	28025-8891
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Description	NORTH SIDE HIGH MEADOW DR
Legal Subdivision	ROCKY RIVER ELEMENTARY SC
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	1
Census Block	1049
Census Tract	41503

Owner

475 High Meadows Dr, a rural home, is owned and occupied by two individuals who bought it in February 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	475 HIGH MEADOWS DR, CONCORD, NC 28025-8891
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Mar 5, 1998 · Amount on File
Deed Book / Page	14947 / 220
Record Updated	Oct 29, 2026

February 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 25, 2021
Property Address	475 HIGH MEADOWS DR, CONCORD, NC 28025-8891
Document Number	0014947220
Book / Page	14947 / 220
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 CHURCH ST NE, 285, CONCORD, NC 28025-4763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 HIGH MEADOWS DR, CONCORD, NC 28025-8891

Mortgage

Document Number	0014947224
Date	Feb 25, 2021
Instrument	14947/224

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,470 Land $462,570 Building $233,900
2024			$696,470 (+25.77%) Land $462,570 Building $233,900
2023	$4,687.00	$553,760 Land $398,520 Building $155,240	$553,760 Land $398,520 Building $155,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 High Meadows Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2008–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 High Meadows Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000