475 Heritage Ln, Los Alamos, CA 93440 Property Records

Santa Barbara County property record for 475 Heritage Ln, Los Alamos, CA 93440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,727 sqft · built 1996
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$879,000 (Jan 2026)
Tax Bill	$6,791 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101-320-015`

Property Details

APN / Parcel Number

Primary APN	`101-320-015`
Alternative APN	`10132015`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Building Area	1,727 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	475 HERITAGE LN
City	LOS ALAMOS
State	CA
Zip	93440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R1
Legal Description	TR 14171 BK 180/96-99 LOT 25
Legal Subdivision	TRACT 14171
Legal Tract	14171
Legal Lot Number	25
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SOLVANG-SANTA YNEZ
Census Block Group	2
Census Block	2030
Census Tract	1911

Owner

Source: Santa Barbara County assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	475 HERITAGE LN, LOS ALAMOS, CA 93440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 14, 2026	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 16, 2020	Quit Claim Deed CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	20261223
Prior Transfer Date	Dec 18, 2002
Prior Transfer Doc	0000136560
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	475 HERITAGE LN, LOS ALAMOS, CA 93440
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1026, LOS ALAMOS, CA 93440-1026

Mortgage

Document Number	0000087086
Date	Dec 27, 2021
Instrument	2021-0087086

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Mar 1, 2050

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 14, 2026
Property Address	475 HERITAGE LN, LOS ALAMOS, CA 93440
Document Number	0000001223
Map Reference	MB 180 PG 96-99
Instrument Date	Jan 9, 2026
Instrument	2026-0001223
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	475 HERITAGE LN, LOS ALAMOS, CA 93440

Mortgage

Document Number	0000001224
Date	Jan 14, 2026
Instrument	2026-0001224

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year T-Bill
Max Rate	9.25%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 16, 2020
Property Address	475 HERITAGE LN, LOS ALAMOS, CA 93440
Document Number	0000029496
Map Reference	MB 180 PG 96-99
Instrument Date	Jun 8, 2020
Instrument	2020-0029496
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 552, LOS ALAMOS, CA 93440-0552

Mortgage

Document Number	0000029497
Date	Jun 16, 2020
Instrument	2020-0029497

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 16, 2020
Property Address	475 HERITAGE LN, LOS ALAMOS, CA 93440
Document Number	0000029495
Instrument Date	May 28, 2020
Instrument	29495
Record Updated	Jun 26, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40401 OAKHURST VIEW CT OAKHURST CA 936448910, OAKHURST, CA 93644-8910

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Elementary School District	Orcutt Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,264 (+2%) Land $306,766 Building $323,498
2025	$6,791.00 (+2.97%)	$617,906 (+4.04%) Land $300,751 Building $317,155
2023	$6,595.00 (+1.43%)	$593,914 Land $289,073 Building $304,841
2022	$6,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS COMMUNITY SERVICES DISTRICT serves 1,534 people · EPA ID CA4210002
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Advanced Wireless Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband, KIZA Internet.

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