475 Harvard Ave, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 475 Harvard Ave, Athol, MA 01331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,779 sqft · built 1938
Lot Size	0.542 acres (23,600 sqft)
Owner	Individual Name on File
Tax Bill	$3,307 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2020 Mortgage + 1 more
APN	`ATHO M:00025 B:00057 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00025 B:00057 L:00000`
Alternative APN	`1779`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,779 sqft Living Area
Gross Area	4,508 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,600 sqft (0.542 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1779
Street Address	475 HARVARD AVE
City	ATHOL
State	MA
Zip	01331-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	57
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

Source: Worcester County and Athol Town records · APN ATHO M:00025 B:00057 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	475 HARVARD AVE, ATHOL, MA 01331-3003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATHOL CU
Mar 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage ATHOL CU
Dec 07, 2020	Deed of Trust, Mortgage · Line of Credit ATHOL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2009
Deed Sale	Jul 01, 2009
Deed Document Number	200976576
Deed Book / Page	44520 / 147
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	475 HARVARD AVE, ATHOL, MA 01331-3003
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073130-296
Date	Jan 28, 2026
Book Page	73130/296
Instrument	6739

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Feb 01, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	475 HARVARD AVE, ATHOL, MA 01331-3003
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62082-178
Date	Mar 23, 2020
Book Page	62082/178
Instrument	29605

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	475 HARVARD AVE, ATHOL, MA 01331-3003
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63915-314
Date	Dec 07, 2020
Book Page	63915/314
Instrument	150774

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,307.00 (+3.15%)	$260,200 (+4.12%) Land $55,500 Building $204,700	$281,485 (-3.33%)
2024	$3,206.00	$249,900 Land $55,500 Building $194,400	$291,175

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277031003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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