Beaufort County property record for 475 Gardner's Ln, Bluffton, SC 29910
| Property Type | Townhouse |
|---|---|
| Details | 1 bd · 1.5 ba · 1,368 sqft · built 2004 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Last Sale | $126,000 (Oct 2004) |
| Tax Bill | $1,653 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003800002510000 |
| Primary APN | R61003800002510000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Patio Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 475 GARDNERS LN |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7809 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 6116 |
| Legal Description | LOT 475 THE FARM AT BUCKWALTER PB84 PGS135-137 PB88 PG167 |
| Legal Subdivision | THE FARM AT BUCKWALTER |
| Legal Lot Number | 475 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 2106 |
475 Gardner's Ln, a townhouse, is owned by a company that bought it in October 2004.
Source: Beaufort County records, as of August 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 31 BLACK HAWK TRL, SAVANNAH, GA 31411-2852 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2004 · Amount on File |
| Deed Sale | Oct 5, 2004 · Amount on File |
| Deed Document Number | 200471344 |
| Deed Book / Page | 2031 / 366 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 475 Gardner's Ln was $1,653, up 1.4% from the year before.
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 (+1.41%) | $5,480 (-) | |
| 2024 | $1,630.00 | $5,480 (-) | $261,700 (-) Land $75,000 Building $186,700 |
| 2023 | $1,630.00 (+9.47%) | $5,480 (+15.13%) | $261,700 (+101.93%) Land $75,000 Building $186,700 |
| 2022 | $1,489.00 | $4,760 | $129,600 Land $18,000 Building $111,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 475 Gardner's Ln in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 428 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 428 in force |
| Nearby Flood Claims | 31 (2015–2024) |
| Claims Outside the SFHA | 30 of 31 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Gardner's Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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