Madison County property record for 475 Flint Rd, Waco, KY 40385 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.65 acres (72,179 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Jul 2025) |
| Tax Bill | $1,461 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage May 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0118-0000-0096 |
| Primary APN | 0118-0000-0096 |
|---|---|
| Alternative APNs |
|
| Lot Area | 72,179 sqft (1.65 acres) |
|---|
| Account Number | 48640 |
|---|---|
| Street Address | 475 FLINT RD |
| City | WACO |
| State | KY |
| Zip | 40385-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT A (1.657 ACRES) |
| Legal Subdivision | ELSIE HARVEY |
| Legal Tract | A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11002 |
Source: Madison County records · APN 0118-0000-0096
Assessment roll updated December 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jan 30, 2020 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 29, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jul 29, 2025 | Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Jun 09, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Jan 30, 2020 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on Record |
| Deed Sale | Jul 29, 2025 · Amount on Record |
| Prior Sale | Jun 09, 2020 · Amount on Record |
| Deed Document Number | 202514274872 |
| Deed Book / Page | 870 / 711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01915/150 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | M01915/150 |
| Instrument | 2014006370 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 29, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Document Number | 0M2236/170 |
|---|---|
| Date | May 26, 2023 |
| Book Page | M2236/170 |
| Instrument | 2014147326 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE |
| Name | Verified Name |
|---|---|
| Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Document Number | 0M2397/349 |
|---|---|
| Date | Jul 29, 2025 |
| Book Page | M2397/349 |
| Instrument | 2014274874 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 29, 2025 |
| Property Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Document Number | 00D870/711 |
| Book / Page | D870 / 711 |
| Map Reference | MB P18 PG 233 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2014274872 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1029 MISSION DR, RICHMOND, KY 40475-8476 |
| Name | Verified Name |
|---|---|
| Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Document Number | 2014274873 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | 2014274873 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 09, 2020 |
| Property Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Document Number | D00788/738 |
| Book / Page | D00788 / 738 |
| Map Reference | MB P 18 PG 233 |
| Instrument Date | Jun 04, 2020 |
| Instrument | 2014013530 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 958 SIESTA DR, RICHMOND, KY 40475-3406 |
| Name | Verified Name |
|---|---|
| Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Document Number | 2014013531 |
|---|---|
| Date | Jun 09, 2020 |
| Instrument | 2014013531 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 30, 2020 |
| Property Address | 475 FLINT RD, WACO, KY 40385-9704 |
| Document Number | D00784/020 |
| Book / Page | D00784 / 020 |
| Map Reference | MB P18 PG 233 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 2014006369 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 958 SIESTA DR, RICHMOND, KY 40475-3406 |
| Name | Verified Name |
|---|---|
| Address | 958 SIESTA DR, RICHMOND, KY 40475-3406 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,461.00 (-2.79%) | $155,000 (-) | $155,000 (-) |
| 2023 | $1,503.00 | $155,000 | $155,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510110022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2021–2025) |
| Most Recent Claim | Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 71% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
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|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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