St. Johns County property record for 475 Flach Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,578 sqft · built 2019 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001781-1790 |
| Primary APN | 001781-1790 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,578 sqft Living Area |
| Gross Area | 3,003 sqft |
| 1st Floor Area | 1,130 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 65 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 475 FLACH DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95/80-87 WORTHINGTON ESTATES PHASE II LOT 179 OR4822/1747 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | WORTHINGTON ESTATES PHASE II |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 179 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20804 |
Source: St. Johns County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 475 FLACH DR, SAINT JOHNS, FL 32259-8491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · VA Mortgage GRIFFIN FUNDING INC |
| Jun 27, 2022 | Deed of Trust, Mortgage · VA Mortgage GRIFFIN FUNDING INC |
| Oct 25, 2019 | Deed of Trust, Mortgage · VA Mortgage KBHS HM LNS LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 475 FLACH DR, SAINT JOHNS, FL 32259-8491 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056060692 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 5606/692 |
| Instrument | 2022073632 |
| Name | GRIFFIN FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92101 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 475 FLACH DR, SAINT JOHNS, FL 32259-8491 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 475 FLACH DR, SAINT JOHNS, FL 32259-8491 |
| Document Number | 0055860456 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 5586/456 |
| Instrument | 2022063406 |
| Name | GRIFFIN FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92101 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 475 FLACH DR, SAINT JOHNS, FL 32259-8491 |
| Document Number | 0048221749 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 475 FLACH DR ST JOHNS FL 322598491, ST JOHNS, FL 32259-8491 |
| Document Number | 0048221749 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 004822/001749 |
| Instrument | 81328 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | 300 E ROYAL LN # 250, IRVING, TX 75039-3535 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,232 (+2.7%) | $429,625 (-1.94%) Land $110,000 Building $319,625 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $384,841 (+5.99%) | $438,127 (+3.63%) Land $110,000 Building $328,127 |
| 2024 | $254.00 | ||
| 2023 | $254.00 (+7.63%) Disabled Person's exemption Veteran's exemption | $363,102 (+3%) | $422,780 (+19.93%) Land $100,000 Building $322,780 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $352,526 | $352,526 Land $89,600 Building $262,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 5 (2004–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures