475 Fairfield Dr, Madison, MS 39110 Property Records

Madison County property record for 475 Fairfield Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,322 sqft · built 1998
Owner	Individual Name on Record
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071A-02-225`

Property Details

APN / Parcel Number

Primary APN	`071A-02-225`
Alternative APNs	`071A-02-225/00.00` `3148`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,322 sqft Adjusted Area
1st Floor Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3148
Old Parcel Number	071A-02 -225/00.00
Street Address	475 FAIRFIELD DR
City	MADISON
State	MS
Zip	39110-8597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 173 FAIRFIELD PART 4
Legal Range	01E
Legal Township	07N
Legal Section	02
Legal Subdivision	FAIRFIELD PT 4
Legal Lot Number	173
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	30301

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 FAIRFIELD DR, MADISON, MS 39110-8597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Apr 12, 2021	Warranty Deed, Transfer · FHA Mortgage BANCORPSOUTH BANK
Dec 21, 2020	Deed of Trust, Mortgage FIRST HORIZON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021
Deed Sale	Apr 12, 2021
Prior Sale	Mar 31, 2015
Deed Document Number	0004020893
Deed Book / Page	4020 / 893
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	475 FAIRFIELD DR, MADISON, MS 39110-8597
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 FAIRFIELD DR, MADISON, MS 39110-8597

Mortgage

Document Number	004650/249
Date	Feb 25, 2026
Book Page	4650/249
Instrument	1046366

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 12, 2021
Property Address	475 FAIRFIELD DR, MADISON, MS 39110-8597
Document Number	4020/893
Book / Page	4020 / 893
Map Reference	CAB C SL 196&197
Instrument Date	Apr 6, 2021
Instrument	923332
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 WHISPER LAKE BLVD, 135, MADISON, MS 39110-7883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 FAIRFIELD DR, MADISON, MS 39110-8597

Mortgage

Document Number	923333
Date	Apr 12, 2021
Instrument	923333

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	475 FAIRFIELD DR, MADISON, MS 39110-8597
Document Number	0000914513
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	475 FAIRFIELD DR MADISON MS 391108597, MADISON, MS 39110-8597

Mortgage

Document Number	0000914513
Date	Dec 30, 2020
Book Page	003967/000661
Instrument	914513

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,979.00	$25,569 (-)	$170,460 (-) Land $35,000 Building $135,460
2024	$2,979.00
2023	$2,979.00	$25,569	$170,460 Land $35,000 Building $135,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2001–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	301 / 172
AT&T DSL	100 / 20

May also be available: Verizon.

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