McHenry County property record for 475 Everett Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1948 |
| Lot Size | 0.187 acres (8,143 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Apr 2022) |
| Tax Bill | $6,740 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-06-480-009 |
| Primary APN | 19-06-480-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 1,130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,143 sqft (0.187 acres) |
| Lot Dimensions | 163 ft deep x 50 ft wide |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 475 EVERETT AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-7118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0014251 LT 58 BLK 1 GOLF ROAD SUB |
| Legal Subdivision | GOLF ROAD SUB |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 871201 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 20, 2021 | Intrafamily Transfer, Transfer |
| Jan 15, 2021 | Affidavit, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on Record |
| Deed Sale | Apr 19, 2022 · Amount on Record |
| Prior Sale | Jul 6, 2004 · Amount on Record |
| Deed Document Number | 202214251 |
| Prior Transfer Date | Aug 20, 2021 |
| Prior Transfer Doc | 0000045939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 19, 2022 |
| Property Address | 475 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118 |
| Document Number | 0000014251 |
| Map Reference | MB 5 PG 62 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 2022R0014251 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118 |
| Document Number | 0000014252 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022R0014252 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 20, 2021 |
| Property Address | 475 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118 |
| Document Number | 0000045939 |
| Map Reference | MB 5 PG 62 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021R0045939 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 475 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 15, 2021 |
| Property Address | 475 EVERETT AVE, CRYSTAL LAKE, IL 60014-7118 |
| Document Number | 0000003006 |
| Map Reference | MB 5 PG 62 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2021R0003006 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003007 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021R0003007 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,740.00 | $87,620 (+39.4%) Land $16,359 Building $71,261 | $262,860 (+39.4%) Land $49,077 Building $213,783 |
| 2022 | Homeowner's exemption | $62,855 Land $15,420 Building $47,435 | $188,565 Land $46,260 Building $142,305 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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