Lorain County property record for 475 Edison Dr, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,048 sqft · built 1992 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Aug 2013) |
| Tax Bill | $5,135 (2025) |
| Deeds & Mortgages | Oct 2026 Construction Loan Jan 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-001-108-047 |
| Primary APN | 01-00-001-108-047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 2,600 sqft |
| 1st Floor Area | 1,866 sqft |
| Basement Area | 1,850 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 180 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 760 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 55 sqft |
| Deck Area | Deck Area |
| Patio Area | 90 sqft |
| Canopy | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 475 EDISON DR |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089-3614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDISON VALLEY ESTATES SUB 1 |
| Legal Subdivision | EDISON VALLEY ESTATES SUB 1 |
| Legal Block | 108 |
| Legal Lot Number | 27 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30101 |
475 Edison Dr is owned and occupied by two individuals who bought it in August 2013.
Source: Lorain County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 EDISON DR, VERMILION, OH 44089-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 3, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Jun 21, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Feb 23, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2013 · Amount on File |
| Deed Sale | Aug 9, 2013 · Amount on File |
| Prior Sale | Feb 28, 2005 · Amount on File |
| Deed Document Number | 2013473864 |
| Prior Transfer Date | Aug 1, 2013 |
| Prior Transfer Doc | 0000473864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 2, 2026 |
| Property Address | 475 EDISON DR, VERMILION, OH 44089-3614 |
| Document Number | 0000113940 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026113940 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | OHIO TITLE |
| Name | Verified Name |
|---|---|
| Address | 475 EDISON DR, VERMILION, OH 44089-3614 |
| Document Number | 0000113940, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 2026113940 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 475 EDISON DR, VERMILION, OH 44089-3614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 475 EDISON DR, VERMILION, OH 44089-3614 |
| Document Number | 0000903804 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023-0903804 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 475 EDISON DR, VERMILION, OH 44089-3614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210802108 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021-0802108 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 475 EDISON DR, VERMILION, OH 44089-3614 |
| Document Number | 0000780404 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 475 EDISON DR VERMILION OH 440893614, VERMILION, OH 44089-3614 |
| Document Number | 0000780404 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 780404 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 475 EDISON DR, VERMILION, OH 44089-3614 |
| Document Number | 0000721854 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 475 EDISON DR VERMILION OH 440893614, VERMILION, OH 44089-3614 |
| Document Number | 0000721854 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 721854 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 475 EDISON DR, VERMILION, OH 44089-3614 |
| Document Number | 0000664292 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 475 EDISON DR VERMILION OH 440893614, VERMILION, OH 44089-3614 |
| Document Number | 0000664292 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 664292 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 475 Edison Dr was $5,135 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,135.00 Homeowner's exemption | $106,050 (+0.9%) Land $23,880 Building $82,170 | $303,020 (+0.91%) Land $68,240 Building $234,780 |
| 2024 | $5,135.00 (+27.42%) | $105,102 (+35.81%) Land $23,884 Building $81,218 | $300,290 (+35.81%) Land $68,240 Building $232,050 |
| 2023 | $4,030.00 (+0.72%) | $77,389 (%) Land $22,428 Building $54,961 | $221,110 Land $64,080 Building $157,030 |
| 2022 | $4,001.00 | $77,390 Land $22,430 Building $54,960 | |
| 2021 | $221,110 Land $64,080 Building $157,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Edison Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 475 Edison Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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