475 Edgewood Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 475 Edgewood Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1990
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$443,000 (Sep 2017)
Tax Bill	$6,011 (2026)
Deeds & Mortgages	Dec 2019 Second Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-330-080-000`

Property Details

APN / Parcel Number

Primary APN	`234-330-080-000`
Alternative APNs	`234-330-08` `23164008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-330-08
Street Address	475 EDGEWOOD LN
City	TRACY
State	CA
Zip	95376-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP B5 35-39 BLK 5 LOT 47
Legal Subdivision	QUAIL MEADOWS
Legal Block	4
Legal Lot Number	47
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4019
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	475 EDGEWOOD LN, TRACY, CA 95376-5222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SANDIA LABORATORY FCU
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SANDIA LABORATORY FCU
Sep 27, 2017	Grant Deed, Transfer · Conventional with PMI ARGUS LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Dec 24, 1998 · Amount on Record
Deed Document Number	2017111863
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	475 EDGEWOOD LN, TRACY, CA 95376-5222
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142962
Date	Dec 10, 2019
Instrument	2019-142962

Lender

Name	SANDIA LABORATORY FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	Other
Margin	2
Max Rate	9.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	475 EDGEWOOD LN, TRACY, CA 95376-5222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142961
Date	Dec 10, 2019
Instrument	2019-142961

Lender

Name	SANDIA LABORATORY FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2035
Min Rate At Change	4%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	6%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 27, 2017
Property Address	475 EDGEWOOD LN, TRACY, CA 95376-5222
Document Number	0000111863
Instrument Date	Sep 10, 2017
Instrument	111863
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	475 EDGEWOOD LN TRACY CA 953765222, TRACY, CA 95376-5222

Mortgage

Document Number	111864
Date	Sep 27, 2017
Instrument	111864

Lender

Name	ARGUS LENDING
Type	Funding / Finance Company
Address	PLEASANT HILL, CA 94523

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,011.00 (+0.02%)
2025	$6,010.00 (+10.09%)	$504,055 (+4.04%) Land $151,330 Building $352,725
2023	$5,459.00 (+2.11%)	$484,483 Land $145,454 Building $339,029	$629,280
2022	$5,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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