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475 E State Rd 100, San Mateo, FL 32187 Property Records

Putnam County property record for 475 E State Rd 100, San Mateo, FL 32187

Property Summary

Property TypeSingle Family Home
Details2,559 sqft · built 1978
Lot Size4.94 acres (215,186 sqft)
OwnerIndividual Name on Record
Last Sale$18,000 (Jun 2020)
Tax Bill$1,318 (2025)
Deeds & MortgagesJul 2023 Transfer
Jun 2020 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN39-11-27-0000-0010-0022

Property Details

APN / Parcel Number

Primary APN39-11-27-0000-0010-0022
Alternative APN
  • 87957

Interior

Building Area2,559 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area215,186 sqft (4.94 acres)

Location & Zoning

Account Number87957
Street Address475 E STATE ROAD 100
CitySAN MATEO
StateFL
Zip32187-2331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF 45-10-27 & 39-11-27, OR467 P78(LOT 2)(MAP SHEET 39)
Legal Range27E
Legal Township11S
Legal Section39
Legal Lot Number2
JurisdictionPUTNAM FL
Township / Civil DivisionEAST PALATKA
Census Block Group3
Census Block3029
Census Tract951100

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4632 MAHOGANY BLVD, BUNNELL, FL 32110-4785
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Quit Claim Deed, Transfer
Quitclaim
Jun 8, 2020Quit Claim Deed, Transfer
AGENT'S CHOICE TITLE LLC
May 29, 2019Warranty Deed, Transfer · Conventional Mortgage
LISA M & DANIEL J NOWACZYK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2020 · Amount on Record
Deed SaleJun 8, 2020 · Amount on Record
Prior SaleMay 29, 2019 · Amount on Record
Deed Document Number20209505
Deed Book / Page1578 / 1949
Prior Transfer DateMar 20, 2020
Prior Transfer Doc0015781949
Record UpdatedOct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM FL
Recording DateJul 24, 2023
Property Address475 E STATE ROAD 100, SAN MATEO, FL 32187-2331
Document Number0017181103
Book / Page1718 / 1103
Instrument DateApr 14, 2023
Instrument202354016237
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4632 MAHOGANY BLVD, BUNNELL, FL 32110-4785

Transferred To (Grantee/Buyer)

NameVerified Name
Address4632 MAHOGANY BLVD, BUNNELL, FL 32110-4785

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM FL
Recording DateJun 8, 2020
Property Address475 E STATE ROAD 100, SAN MATEO, FL 32187-2331
Document Number0015781949
Book / Page001578 / 001949
Instrument DateMar 20, 2020
Instrument54009505
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyAGENT'S CHOICE TITLE LLC

Transaction

AmountAmount Recorded
Tax$126.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4632 MAHOGANY BLVD BUNNELL FL 321104785, BUNNELL, FL 32110-4785

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMay 29, 2019
Property Address475 E STATE ROAD 100, SAN MATEO, FL 32187-2331
Document Number0015430903
Book / Page001543 / 000903
Instrument DateMay 27, 2019
Instrument54009456
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyAGENT'S CHOICE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$336.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4632 MAHOGANY BLVD BUNNELL FL 321104785, BUNNELL, FL 32110-4785

Mortgage

Document Number15430904
DateMay 29, 2019
Book Page001543/000904
Instrument54009457
Lender
NameLISA M & DANIEL J NOWACZYK
Address6824 AVENUE D, ST AUGUSTINE, FL 32080-8139
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMay 28, 2022
Interest
Rate8%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,318.00 (+84.85%)$78,110 (+49.81%) Land $77,900 Building $210$78,110 (+49.81%) Land $77,900 Building $210
2023$713.00 (+27.32%)$52,140 (+49.4%)$52,140 (+49.4%) Land $51,930 Building $210
2022$560.00$34,900$34,900 Land $34,620 Building $280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims20 (1994–2020)
Most Recent ClaimAug 2020 · other causes
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 3 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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