Yavapai County property record for 475 E Shadow Rdg, Cottonwood, AZ 86326
| Property Type | Single Family Home |
|---|---|
| Details | 4,575 sqft · built 2015 |
| Lot Size | 3.48 acres (151,589 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $250,000 (Jan 2015) |
| Tax Bill | $8,221 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 406-17-003C |
| Primary APN | 406-17-003C |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,575 sqft Living Area |
| Gross Area | 6,761 sqft |
| 1st Floor Area | 4,575 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Concrete |
| Lot Area | 151,589 sqft (3.48 acres) |
| Garage Type | Attached |
| Garage Area | 2,186 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 1,362 sqft |
| Patio Area | 225 sqft |
| Utility Building | 183 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 40617003C7 |
|---|---|
| Street Address | 475 E SHADOW RDG |
| City | COTTONWOOD |
| State | AZ |
| Zip | 86326-2845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AN IRREG PCL NW4 SW COR APPROX 1011 E FROM W4 COR SEC 22-15-3E C ONT 3.48AC 3882/761 |
| Legal Range | 03E |
| Legal Township | 15 |
| Legal Section | 22 |
| Jurisdiction | YAVAPAI AZ |
| Township / Civil Division | MINGUS MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2005 |
475 E Shadow Rdg is held in a trust since March 2023.
Source: Yavapai County records, as of May 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 1563, COTTONWOOD, AZ 86326-1563 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA |
| Mar 20, 2023 | Intrafamily Transfer, Transfer |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Feb 23, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2015 · Amount on File |
| Deed Sale | Jan 2, 2015 · Amount on File |
| Deed Document Number | 2015148 |
| Last Transfer Date | Mar 13, 2023 |
| Transfer Doc | 0000011763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Recording Date | Apr 21, 2026 |
| Property Address | 475 E SHADOW RDG, COTTONWOOD, AZ 86326-2845 |
| Document Number | 0000017747 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202617747 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 475 E SHADOW RDG, COTTONWOOD, AZ 86326-2845 |
| Document Number | 0000017747, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202617747 |
| Name | ZIONS BANCORPORATION NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Recording Date | Mar 20, 2023 |
| Property Address | 475 E SHADOW RDG, COTTONWOOD, AZ 86326-2845 |
| Document Number | 0000011763 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 2023-0011763 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 475 E SHADOW RDG, COTTONWOOD, AZ 86326-2845 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 475 E SHADOW RDG, COTTONWOOD, AZ 86326-2845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | YAVAPAI TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1563, COTTONWOOD, AZ 86326-1563 |
| Document Number | 20210048651 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021-0048651 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 475 E SHADOW RDG, COTTONWOOD, AZ 86326-2845 |
| Document Number | 0000009961 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2017 |
| Title Company | YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 475 E SHADOW RDG COTTONWOOD AZ 863262845, COTTONWOOD, AZ 86326-2845 |
| Document Number | 0000009961 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 9961 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2047 |
The 2025 property tax bill for 475 E Shadow Rdg was $8,221.
Source: Yavapai County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Yavapai County |
| Elementary School District | Cottonwood-Oak Creek Elementary District (PK - 08) |
| Secondary School District | Mingus Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $144,536 | $1,445,362 Land $175,674 Building $1,269,688 | |
| 2025 | $8,221.00 | $139,670 Land $18,848 Building $120,822 | $1,396,704 Land $188,483 Building $1,208,221 |
| 2022 | $7,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 E Shadow Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 E Shadow Rdg is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Arizona |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Verde Valley Internet Fixed Wireless | 100 / 25 |
| Bolt Internet Fixed Wireless | 50 / 10 |
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