475 E Merle Ln, Wheeling, IL 60090 Property Records

Cook County property record for 475 E Merle Ln, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1956
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Apr 2026)
Tax Bill	$4,807 (2023)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-10-408-006`

Property Details

APN / Parcel Number

Primary APN	`03-10-408-006`
Alternative APN	`03-10-408-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1957
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,160 sqft (0.141 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	475 E MERLE LN
City	WHEELING
State	IL
Zip	60090-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DUNHURST) SUB (UNIT3) SUB IN NW SE SEC 10-42-11
Legal Range	11E
Legal Township	42N
Legal Section	10
Legal Subdivision	DUNHURST SUB UNIT3
Legal Block	7
Legal Lot Number	6
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3001
Census Tract	802504

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	475 E MERLE LN, WHEELING, IL 60090-4721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Deed Document Number	202620079
Prior Transfer Date	Aug 1, 1995
Prior Transfer Doc	0000000831
Record Updated	Sep 20, 2026

April 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	COOK IL
Recording Date	Apr 15, 2026
Property Address	475 E MERLE LN, WHEELING, IL 60090-4721
Document Number	0000020079
Instrument Date	Apr 8, 2026
Instrument	202620079
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 E MERLE LN, WHEELING, IL 60090-4721

Mortgage

Document Number	0000002020,
Date	Apr 15, 2026
Instrument	20261052020

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 (+26.32%) Land $4,620 Building $19,380	$240,000 (+26.32%) Land $46,200 Building $193,800
2023	$4,807.00 (-3.45%)
2022	$4,979.00 Homeowner's exemption	$19,000 Land $4,004 Building $14,996	$190,000 Land $40,040 Building $149,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	25 (1987–2019)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20