475 E 4th St, Imlay City, MI 48444 Property Records

Lapeer County property record for 475 E 4th St, Imlay City, MI 48444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,685 sqft · built 1920
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jan 2022)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`I19-69-501-000-00`

Property Details

APN / Parcel Number

Primary APN	`I19-69-501-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,685 sqft Living Area
1st Floor Area	2,070 sqft
Basement Area	812 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	100 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	475 E 4TH ST
City	IMLAY CITY
State	MI
Zip	48444-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 960
Legal Description	CITY OF IMLAY CITY PALMERS FIRST ADD. W 116 FT OF LOTS 9-10 BLK 28
Legal Subdivision	CITY OF IMLAY CITY PALMERS FIRST ADD
Legal Block	28
Legal Lot Number	9-10
Jurisdiction	LAPEER MI
Township / Civil Division	IMLAY CITY
Census Block Group	1
Census Block	1017
Census Tract	339500

Owner

Source: Lapeer County assessment roll, as of August 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	475 E 4TH ST, IMLAY CITY, MI 48444-1138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 18, 2021	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
May 7, 2020	Correction Deed, Transfer NOT AVAILABLE
Jan 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Book / Page	3269 / 743
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 26, 2022
Property Address	475 E 4TH ST, IMLAY CITY, MI 48444-1138
Document Number	0032690743
Book / Page	3269 / 743
Map Reference	LB 9 PG 617
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 CHURCH ST, ROMEO, MI 48065-4610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 E 4TH ST, IMLAY CITY, MI 48444-1138

Mortgage

Document Number	0003272171
Date	Jan 26, 2022
Instrument	3272/171

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0032720171
Date	Feb 7, 2022
Book Page	3272/171

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 18, 2021
Property Address	475 E 4TH ST, IMLAY CITY, MI 48444-1138
Document Number	0032130037
Book / Page	3213 / 37
Map Reference	LB 9 PG 617
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5432 CARTAGENA DR, 5432, SARASOTA, FL 34233-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CHURCH ST, ROMEO, MI 48065-4610
Investor	Possibly a Property Investor

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LAPEER MI
Recording Date	May 7, 2020
Property Address	475 E 4TH ST, IMLAY CITY, MI 48444-1138
Document Number	0030990811
Book / Page	003099 / 000811
Instrument Date	May 4, 2020
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5432 CARTAGENA DR SARASOTA FL 342333501, SARASOTA, FL 34233-3501

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 17, 2020
Property Address	475 E 4TH ST, IMLAY CITY, MI 48444-1138
Document Number	0030740470
Book / Page	003074 / 000470
Instrument Date	Oct 19, 2005
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	475 E 4TH ST IMLAY CITY MI 484441138, IMLAY CITY, MI 48444-1138

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 17, 2020
Property Address	475 E 4TH ST, IMLAY CITY, MI 48444-1138
Document Number	0030740472
Book / Page	003074 / 000472
Instrument Date	Oct 19, 2005
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	475 E 4TH ST IMLAY CITY MI 484441138, IMLAY CITY, MI 48444-1138

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Imlay City
Unified School District	Imlay City Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,318.00 (+3.57%) Homeowner's exemption	$134,100 (+21.47%)	$268,200 (+21.47%)
2023		$110,400	$220,800
2022	$4,169.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009)
Most Recent Claim	Jun 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMLAY CITY serves 3,579 people · EPA ID MI0003340
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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