475 Doane Way, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 475 Doane Way, Wando, SC 29492

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,323 sqft · built 2006
Lot Size	0.041 acres (1,791 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2021)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`271-08-01-037`

Property Details

APN / Parcel Number

Primary APN	`271-08-01-037`
Alternative APN	`271-00-02-055`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,323 sqft Finished Area
Gross Area	1,484 sqft
1st Floor Area	732 sqft
2nd Floor Area	591 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	1,791 sqft (0.041 acres)
Porch	Patio
Porch Area	138 sqft
Storage Building	32 sqft

Location & Zoning

Street Address	475 DOANE WAY
City	CHARLESTON
State	SC
Zip	29492-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 349BERESFORD COMMONSLOT 220 - PH II - BLD 13
Legal Subdivision	BERESFORD COMMONS
Legal Block	B-13
Legal Lot Number	220
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1106
Census Tract	20404

Owner

Source: Berkeley County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1029 RIVERSHORE RD, CHARLESTON, SC 29492-7980
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Jun 3, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Jun 12, 2018	Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	202154893
Deed Book / Page	4056 / 74
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Apr 6, 2026
Property Address	475 DOANE WAY, CHARLESTON, SC 29492-8345
Document Number	0000011434
Book / Page	5528 / 912
Instrument Date	Mar 23, 2026
Instrument	202611434
Record Updated	Apr 16, 2026
Title Company	CSC DOCUMENT RECORDING, CSC DOCUMENT RECORDING (RECO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	475 DOANE WAY, CHARLESTON, SC 29492-8345

Mortgage

Document Number	0000011434,
Date	Apr 6, 2026
Book Page	5528/912
Instrument	202611434

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2036

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Apr 6, 2026
Property Address	475 DOANE WAY, CHARLESTON, SC 29492-8345
Document Number	05528/0912
Book / Page	5528 / 912
Instrument Date	Mar 23, 2026
Instrument	202611434
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	475 DOANE WAY, CHARLESTON, SC 29492-8345

Mortgage

Document Number	0000011434,
Date	Apr 6, 2026
Book Page	5528/912
Instrument	202611434

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2036

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	475 DOANE WAY, WANDO, SC 29492-8345
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05376/0824
Date	Nov 6, 2025
Book Page	5376/824
Instrument	2025037511

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 22, 2021
Property Address	475 DOANE WAY, WANDO, SC 29492-8345
Document Number	4056/0074
Book / Page	4056 / 74
Map Reference	CAB R PG 13B
Instrument Date	Nov 9, 2021
Instrument	2021054893
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1029 RIVERSHORE RD, CHARLESTON, SC 29492-7980

Mortgage

Document Number	2021054894
Date	Nov 22, 2021
Instrument	2021054894

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	475 DOANE WAY, WANDO, SC 29492-8345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3379/0670
Date	Jun 3, 2020
Book Page	3379/670
Instrument	2020019286

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 12, 2018
Property Address	475 DOANE WAY, WANDO, SC 29492-8345
Document Number	02767/0406
Book / Page	2767 / 0406
Map Reference	CAB R PG 13B
Instrument Date	Jun 6, 2018
Instrument	2018019451
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$725.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 BARFIELD ST, DANIEL ISLAND, SC 29492-7580

Mortgage

Document Number	2018019452
Date	Jun 12, 2018
Instrument	2018019452

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,590 (+1,566.62%) Land $78,009 Building $251,581	$338,000 (-) Land $80,000 Building $258,000
2025	$4,881.00 (+1.16%)	$19,776 (-) Land $4,681 Building $15,095	$338,000 (-) Land $80,000 Building $258,000
2024	$4,825.00 (+3.85%)	$19,776 (+15%) Land $4,681 Building $15,095	$338,000 (+17.93%) Land $80,000 Building $258,000
2022	$4,646.00	$17,196 Land $4,500 Building $12,696	$286,600 Land $75,000 Building $211,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 323 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	383 units insured incl. 60 condo units
Nearby Flood Claims	10 (1989–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telephone Company, Inc. (SC) Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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