Clermont County property record for 475 Craig Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,509 sqft · built 1957 |
| Lot Size | 0.648 acres (28,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jun 2026) |
| Tax Bill | $3,720 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-41-40.-035 |
| Primary APN | 41-41-40.-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,509 sqft Living Area |
| 1st Floor Area | 625 sqft |
| Basement Area | 1,508 sqft |
| Finished Basement | 624 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 28,235 sqft (0.648 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 162 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Canopy | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 475 CRAIG RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT CARMEL HEIGHTS; LOT 35 |
| Legal Subdivision | MT CARMEL HEIGHTS |
| Legal Lot Number | 35 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 41405 |
Source: Clermont County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 CRAIG RD, CINCINNATI, OH 45244-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage RIVER CITY MORTGAGE |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 18, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance THIRD FSLA OF CLEVELAND |
| Mar 18, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2013 · Amount on Record |
| Deed Document Number | 202613799 |
| Deed Book / Page | 3026 / 1065 |
| Prior Transfer Date | Mar 3, 2022 |
| Prior Transfer Doc | 0000007894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 18, 2026 |
| Property Address | 475 CRAIG RD, CINCINNATI, OH 45244-1920 |
| Document Number | 0000013799 |
| Book / Page | 3026 / 1065 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202613799 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133,320.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 475 CRAIG RD, CINCINNATI, OH 45244-1920 |
| Document Number | 0000013800, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202613800 |
| Name | RIVER CITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 475 CRAIG RD, CINCINNATI, OH 45244-1920 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000010929 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 2917/3418 |
| Instrument | 202200010929 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 18, 2022 |
| Property Address | 475 CRAIG RD, CINCINNATI, OH 45244-1920 |
| Document Number | 0000007894 |
| Book / Page | 2914 / 4654 |
| Map Reference | MB D PG 241 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 202200007894 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 CRAIG RD, CINCINNATI, OH 45244-1920 |
| Document Number | 0000007895 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 202200007895 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 18, 2022 |
| Property Address | 475 CRAIG RD, CINCINNATI, OH 45244-1920 |
| Document Number | 0000007893 |
| Book / Page | 2914 / 4651 |
| Map Reference | MB D PG 241 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 202200007893 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 CRAIG RD, CINCINNATI, OH 45244-1920 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,720.00 (-49.4%) | $73,920 (-) Land $15,820 Building $58,100 | |
| 2024 | $211,200 (-) Land $45,200 Building $166,000 | ||
| 2023 | $7,352.00 (+139.87%) Homeowner's exemption | $73,920 (+40.51%) Land $15,820 Building $58,100 | $211,200 (+40.52%) Land $45,200 Building $166,000 |
| 2022 | $3,065.00 Homeowner's exemption | $52,610 Land $11,200 Building $41,410 | |
| 2020 | $150,300 Land $32,000 Building $118,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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