Flathead County property record for 475 Cougar Trl, Whitefish, MT 59937
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $718 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0752177 |
| Primary APN | R0752177 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,216 sqft (0.51 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Account Number | 0000032361 |
|---|---|
| Street Address | 475 COUGAR TRL |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8431 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | 1 |
| Legal Description | HPY VLY L384-390 CORR AMD, S36, T30 N, R22 W, LOT 386 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | HPY VLY L384 |
| Legal Lot Number | 386 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 403 |
475 Cougar Trl, residential vacant land, is owned by two individuals.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 479 COUGAR TRL, WHITEFISH, MT 59937-8431 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 25, 2026 |
| Property Address | 475 COUGAR TRL, WHITEFISH, MT 59937-8431 |
| Document Number | 0000018934 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202618934 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 479 COUGAR TRL, WHITEFISH, MT 59937-8431 |
| Document Number | 0000018934, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202618934 |
| Name | PARKSIDE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 475 Cougar Trl was $718.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $718.00 | $114,102 | |
| 2025 | $114,102 Land $114,102 | ||
| 2023 | $515.00 | $83,764 | $83,764 Land $83,764 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Cougar Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 475 Cougar Trl is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MontanaSky Networks Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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