475 Columbia Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 475 Columbia Ave, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1973
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-4-008-161.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-4-008-161.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area

Exterior

Year Built	Built 1973
Architectural Style	Split Foyer
Lot Area	8,712 sqft (0.2 acres)
Patio Area	268 sqft

Location & Zoning

Street Address	475 COLUMBIA AVE
City	SAINT CLAIR
State	MO
Zip	63077-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:72 CLAIRTOWN
Legal Range	01W
Legal Township	42
Legal Section	25
Legal Quarter	SE
Legal Subdivision	CLAIRTOWN
Legal Block	8
Legal Lot Number	72
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2016
Census Tract	800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	475 COLUMBIA AVE, SAINT CLAIR, MO 63077-1237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Apr 2, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025
Deed Sale	Apr 2, 2025
Deed Document Number	2503651
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	475 COLUMBIA AVE, SAINT CLAIR, MO 63077-1237
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002509500
Date	Aug 4, 2025
Instrument	2509500

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2040

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 2, 2025
Property Address	475 COLUMBIA AVE, SAINT CLAIR, MO 63077-1237
Document Number	0002503651
Map Reference	PB M PG 49
Instrument Date	Apr 2, 2025
Instrument	2503651
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 N MAIN ST, SAINT CLAIR, MO 63077-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 COLUMBIA AVE, SAINT CLAIR, MO 63077-1237

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00	$25,810	$135,840 (+30.74%) Land $12,540 Building $123,300
2023			$103,900 Land $12,540 Building $91,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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