475 Chowan Dr, Highlands, NC 28741 Property Records

Macon County property record for 475 Chowan Dr, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 972 sqft · built 1968
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on File
Last Sale	$213,000 (Dec 1998)
Tax Bill	$2,013 (2026)
Deeds & Mortgages	Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`7530957261`

Property Details

APN / Parcel Number

Primary APN	`7530957261`
Alternative APNs	`0501044` `139043` `158231`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Heated Area
1st Floor Area	972 sqft
Basement Area	486 sqft
Unfinished Basement	486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	158231
Street Address	475 CHOWAN DR
City	HIGHLANDS
State	NC
Zip	28741-8583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	LOT 15 BLK C CULL HGTS
Legal Subdivision	CULLASAJA HEIGHTS
Legal Block	C
Legal Lot Number	15
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1007
Census Tract	970501

Owner

475 Chowan Dr is owner-occupied and held in a trust since August 2024.

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	475 CHOWAN DR, HIGHLANDS, NC 28741-8583
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 1998 · Amount on File
Deed Sale	Dec 4, 1998 · Amount on File
Deed Book / Page	22 / 1829
Last Transfer Date	Aug 5, 2024
Transfer Doc	00G43/1855
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 3, 2017
Property Address	475 CHOWAN DR, HIGHLANDS, NC 28741-8583
Document Number	S37/1677
Book / Page	S-37 / 1677
Map Reference	PL 1 PG 47
Instrument Date	Dec 28, 2016
Instrument	2017000006
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 CHOWAN DR, HIGHLANDS, NC 28741-8583

Tax Assessment & Valuation

The 2026 property tax bill for 475 Chowan Dr was $2,013, up 9.6% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,013.00 (+9.64%)	$438,790 (+2.72%) Land $153,120 Building $285,670	$438,790 (+2.72%) Land $153,120 Building $285,670
2025	$1,836.00	$427,190 Land $153,120 Building $274,070	$427,190 Land $153,120 Building $274,070
2023		$427,190 Land $153,120 Building $274,070	$427,190 Land $153,120 Building $274,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 Chowan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Chowan Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50