Schenectady County and Schenectady City property record for 475 Chadwick Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,568 sqft · built 2003 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Aug 2022) |
| Tax Bill | $7,768 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.70-3-57 |
| Primary APN | 421500 60.70-3-57 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 974 sqft |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 475 CHADWICK RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 WOOD |
| Legal Subdivision | WOODLAWN |
| Legal Block | 3 |
| Legal Lot Number | 57.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 475 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| Aug 2, 2018 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Feb 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on Record |
| Deed Sale | Aug 24, 2022 · Amount on Record |
| Prior Sale | Aug 2, 2018 · Amount on Record |
| Deed Document Number | 202245203 |
| Deed Book / Page | 2091 / 503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 24, 2022 |
| Property Address | 475 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Document Number | 0000045203 |
| Book / Page | 2091 / 503 |
| Map Reference | CAB I MAP 350 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 202245203 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 475 CHADWICK RD, 475, SCHENECTADY, NY 12304-3953 |
| Name | Verified Name |
|---|---|
| Address | 112 CHALET CIR, ALTAMONT, NY 12009-2507 |
| Document Number | 0000045204 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 202245204 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 2, 2018 |
| Property Address | 475 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Document Number | 0000034179 |
| Book / Page | 1992 / 734 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 201834179 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $672.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 475 CHADWICK RD, 475, SCHENECTADY, NY 12304-3953 |
| Name | Verified Name |
|---|---|
| Address | 87 BRIDGEWOOD LN, WATERVLIET, NY 12189-3450 |
| Document Number | 0000034180 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 4854/639 |
| Instrument | 201834180 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 475 CHADWICK RD, SCHENECTADY, NY 12304-3953 |
| Document Number | 0000007833 |
| Book / Page | 004743 / 000511 |
| Instrument Date | Feb 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 475 CHADWICK RD SCHENECTADY NY 123043953, SCHENECTADY, NY 12304-3953 |
| Document Number | 0000007833 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 004743/000511 |
| Instrument | 7833 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 20, 2022 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,768.00 (+3.75%) | $163,000 (-) Land $24,500 Building $138,500 | $269,912 (+30.82%) Land $40,570 Building $229,342 |
| 2023 | $163,000 (-) Land $24,500 Building $138,500 | $206,329 (+3.8%) Land $31,013 Building $175,316 | |
| 2022 | $163,000 Land $24,500 Building $138,500 | $198,780 Land $29,878 Building $168,902 | |
| 2021 | $7,487.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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