Collier County property record for 475 Central Ave, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 1,889 sqft · built 1986 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,500,000 (Apr 2018) |
| Tax Bill | $14,746 (2025) |
| Deeds & Mortgages | Jun 2026 Sale May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 096100 21 225A04 |
| Primary APN | 096100 21 225A04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,889 sqft Living Area |
| 1st Floor Area | 1,889 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Deck Area | 896 sqft |
| Street Address | 475 CENTRAL AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-5929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NAPLES T 5 BLK 21 S1/2 OF LOTS 22-24 OR 1258 PG 1082 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 4 |
| Legal Subdivision | NAPLES PLAN OF TIER 5 |
| Legal Tract | 096100 |
| Legal Block | 21 |
| Legal Lot Number | 22 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 102 |
Source: Collier County records · APN 096100 21 225A04
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 475 CENTRAL AVE, NAPLES, FL 34102-5929 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 24, 2018 | Warranty Deed, Transfer FIRST OH HM FIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2018 · Amount on Record |
| Deed Sale | Apr 24, 2018 · Amount on Record |
| Prior Sale | Nov 23, 2009 · Amount on Record |
| Deed Document Number | 20185545344 |
| Deed Book / Page | 5501 / 2436 |
| Last Transfer Date | May 13, 2026 |
| Transfer Doc | 0006839733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 475 CENTRAL AVE, NAPLES, FL 34102-5929 |
| Document Number | 0006839733 |
| Book / Page | 6600 / 677 |
| Instrument Date | May 13, 2026 |
| Instrument | 20266839733 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 475 CENTRAL AVE, NAPLES, FL 34102-5929 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 475 CENTRAL AVE, NAPLES, FL 34102-5929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057650484 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 5765/484 |
| Instrument | 5869264 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 24, 2018 |
| Property Address | 475 CENTRAL AVE, NAPLES, FL 34102-5929 |
| Document Number | 0055012436 |
| Book / Page | 005501 / 002436 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 5545344 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | OMEGA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 CENTRAL AVE NAPLES FL 341025929, NAPLES, FL 34102-5929 |
| Document Number | 55012438 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 005501/002438 |
| Instrument | 5545345 |
| Name | FIRST OH HM FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTERVILLE, OH 43082 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2048 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,746.00 (+3.8%) Homeowner's exemption | $1,667,819 (+5.99%) | $2,750,775 (-3.17%) Land $2,587,500 Building $163,275 |
| 2023 | $14,206.00 (-2.71%) Homeowner's exemption | $1,573,607 (+3%) | $2,840,729 (+27.84%) Land $2,475,000 Building $365,729 |
| 2022 | $14,602.00 Homeowner's exemption | $1,527,774 | $2,222,171 Land $1,890,000 Building $332,171 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210001021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 334 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 32 condo units |
| Nearby Flood Claims | 151 (1985–2024) |
| Claims Outside the SFHA | 11 of 151 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 306 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NAPLES WATER DEPT serves 83,804 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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