Putnam County property record for 475 Cash Ln, Winfield, WV 25213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,838 sqft · built 1986 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,138 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-4-0034.0001 |
| Primary APN | 13-4-0034.0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,838 sqft Living Area |
| 1st Floor Area | 6,246 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 49,223 sqft (1.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00022895 |
|---|---|
| Street Address | 475 CASH LN |
| City | WINFIELD |
| State | WV |
| Zip | 25213-7961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.13 AC |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20400 |
Source: Putnam County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 475 CASH LN, WINFIELD, WV 25213-7961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK |
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK |
| Aug 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 475 CASH LN, WINFIELD, WV 25213-7961 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001323/284 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 1323/284 |
| Instrument | 005249180010 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 11, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 475 CASH LN, WINFIELD, WV 25213-7961 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001320/565 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 1320/565 |
| Instrument | 005233590010 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 475 CASH LN, WINFIELD, WV 25213-7961 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001328/976 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 1328/976 |
| Instrument | 005290710009 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 21, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Municipality | Winfield Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,138.00 (+5.2%) | $348,540 (+6.72%) Land $27,720 Building $320,820 | $580,900 (+6.72%) Land $46,200 Building $534,700 |
| 2025 | $4,884.00 (+17.63%) | $326,580 (+14.81%) Land $25,500 Building $301,080 | $544,300 (+14.81%) Land $42,500 Building $501,800 |
| 2023 | $4,152.00 (+20.42%) | $284,460 (+19.69%) Land $24,720 Building $259,740 | $474,100 (+19.69%) Land $41,200 Building $432,900 |
| 2022 | $3,448.00 | $237,660 Land $22,200 Building $215,460 | $396,100 Land $37,000 Building $359,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (1978–2001) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2001 · Severe Storms, Flooding And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 99.5% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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