475 Carter Ave, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 475 Carter Ave, Pawtucket, RI 02861

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,074 sqft · built 1950
Lot Size	0.113 acres (4,921 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jul 2021)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:16 L:0130`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:16 L:0130`
Alternative APN	`160130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
Gross Area	3,583 sqft
1st Floor Area	1,074 sqft
Attic	Attic
Attic Area	1,058 sqft
Basement Area	1,058 sqft
Unfinished Basement	1,058 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,921 sqft (0.113 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	160130
Street Address	475 CARTER AVE
City	PAWTUCKET
State	RI
Zip	02861-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	130
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	3
Census Block	3007
Census Tract	15800

Owner

475 Carter Ave is owned and occupied by an individual who bought it in July 2021.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	475 CARTER AVE, PAWTUCKET, RI 02861-2507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 8, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 21, 2021	Warranty Deed, Transfer
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Deed Document Number	20214
Deed Book / Page	4721 / 263
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	475 CARTER AVE, PAWTUCKET, RI 02861-2507
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005065-80
Date	Feb 28, 2024
Book Page	5065/80
Instrument	11

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	475 CARTER AVE, PAWTUCKET, RI 02861-2507
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004994-44
Date	Jun 8, 2023
Book Page	4994/44
Instrument	33

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jul 21, 2021
Property Address	475 CARTER AVE, PAWTUCKET, RI 02861-2507
Document Number	004721-263
Book / Page	4721 / 263
Instrument Date	Jul 14, 2021
Instrument	4
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	475 CARTER AVE, PAWTUCKET, RI 02861-2507

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	475 CARTER AVE, PAWTUCKET, RI 02861-2507
Document Number	4290-303
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 CARTER AVE PAWTUCKET RI 028612507, PAWTUCKET, RI 02861-2507

Mortgage

Document Number	4290-303
Date	Oct 10, 2018
Book Page	004290/000303
Instrument	100

Lender

Name	ENVOY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 475 Carter Ave was $4,090.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,090.00	$311,000 Land $127,100 Building $183,900	$382,330
2023	$3,922.00 (+2.19%)	$231,500 (-) Land $84,700 Building $146,800
2022	$3,838.00	$231,500 Land $84,700 Building $146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 Carter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Carter Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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