475 Canal Rd, Waterville, OH 43566 Property Records

Lucas County property record for 475 Canal Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,472 sqft · built 1902
Lot Size	2.25 acres (98,010 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2021)
Tax Bill	$6,737 (2025)
Deeds & Mortgages	Oct 2021 Sale & Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96-00694`

Property Details

APN / Parcel Number

Primary APN	`96-00694`
Alternative APN	`46044036`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
1st Floor Area	1,564 sqft
2nd Floor Area	908 sqft
Basement Area	1,564 sqft

Exterior

Year Built	Built 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	98,010 sqft (2.25 acres)
Lot Width	164 ft Width
Garage Type	Detached
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	475 CANAL RD
City	WATERVILLE
State	OH
Zip	43566-1376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	RIVER TRACT NO 34 S 155 FT S1/2 THT PT BTWNA W TRAIL & NYC & ST
Legal Subdivision	RIVER TR 34
Legal Tract	34
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	3
Census Block	3020
Census Tract	8905

Owner

475 Canal Rd is owned and occupied by an individual who bought it in October 2021.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	475 CANAL RD, WATERVILLE, OH 43566-1376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 2, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	202110070053289
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 7, 2021
Property Address	475 CANAL RD, WATERVILLE, OH 43566-1376
Document Number	0000053289
Instrument Date	Sep 25, 2021
Instrument	202110070053289
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	475 CANAL RD, WATERVILLE, OH 43566-1376

Mortgage

Document Number	0000053290
Date	Oct 7, 2021
Instrument	202110070053290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	475 CANAL RD, WATERVILLE, OH 43566-1376
Document Number	0000038310
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	475 CANAL RD WATERVILLE OH 435661376, WATERVILLE, OH 43566-1376

Mortgage

Document Number	0000038310
Date	Sep 20, 2019
Instrument	38310

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 19, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 2, 2018
Property Address	475 CANAL RD, WATERVILLE, OH 43566-1376
Document Number	0000033383
Instrument Date	Jul 31, 2018
Instrument	33383
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	TRISUN LAND SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$28.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	475 CANAL RD WATERVILLE OH 435661376, WATERVILLE, OH 43566-1376

Mortgage

Document Number	33394
Date	Aug 2, 2018
Instrument	33394

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 475 Canal Rd was $6,737, down 3.6% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,737.00 (-3.55%)	$133,000 (-7%) Land $34,650 Building $98,350
2024	$6,985.00 (+34.2%)	$143,010 (+50.06%) Land $34,650 Building $108,360	$380,000 Land $99,000 Building $281,000
2023	$5,205.00 (-0.95%)	$95,305 (-) Land $29,435 Building $65,870
2022	$5,255.00 Homeowner's exemption	$95,305 Land $29,435 Building $65,870
2021			$272,300 Land $84,100 Building $188,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 475 Canal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Canal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Brightspeed.

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