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475 Cambridge St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 475 Cambridge St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Lot Size0.128 acres (5,580 sqft)
OwnerCompany Name on Record
Tax Bill$788 (2025)
Deeds & MortgagesJan 2020 Transfer
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN022-182-051

Property Details

APN / Parcel Number

Primary APN022-182-051

Exterior

Lot Area5,580 sqft (0.128 acres)

Location & Zoning

Street Address475 CAMBRIDGE ST
CityCAMBRIA
StateCA
Zip93428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES U 5 BL 57 LTS 33 & 42 & 43
Legal SubdivisionCAMBRIA PINES
Legal Tract57
Legal Block57
Legal Lot Number33
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2026
Census Tract10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1115 W MORNING VIEW DR, TUCSON, AZ 85704-3437
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 17, 2019
Transfer Doc0000001140
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 9, 2020
Property Address475 CAMBRIDGE ST, CAMBRIA, CA 93428
Document Number0000001140
Instrument DateDec 17, 2019
Instrument1140
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1115 W MORNING VIEW DR TUCSON AZ 857043437, TUCSON, AZ 85704-3437

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 25, 2018
Property Address475 CAMBRIDGE ST, CAMBRIA, CA 93428
Document Number0000016582
Instrument DateApr 19, 2018
Instrument16582
Transaction TypeTransfer
Record UpdatedMay 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4180 EMERALD ST OAKLAND CA 946092637, OAKLAND, CA 94609-2637

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$42,451 (+2%) Land $27,478 Building $14,973
2025$788.00 (+5.21%)$41,620 (+4.03%) Land $26,940 Building $14,680
2023$749.00 (+2.32%)$40,006 Land $25,895 Building $14,111
2022$732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Astound Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cambridge St

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