Lincoln County property record for 475 Bluff Dr, Troy, MO 63379 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,726 sqft Living Area |
| Lot Size | 38,986 sqft (0.894 acres) |
| Garage | 970 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,046.00 (2025) |
| Primary APN | 15-60-24-000-000-016.045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 63 Rooms |
| Building Area | 2,726 sqft Living Area |
| Basement Area | 1,090 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Wood Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 38,986 sqft (0.894 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 970 sqft Garage |
| Street Address | 475 BLUFF DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-2008 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 101 BLUFFVIEW ESTATES PHASE V |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 24 |
| Legal Subdivision | BLUFFVIEW EST |
| Legal Phase | 5 |
| Legal Lot Number | 101 |
| Jurisdiction | LINCOLN MO |
| Minor Civil Division | BEDFORD |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 810306 |
Source: Lincoln County records · APN 15-60-24-000-000-016.045
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 BLUFF DR, TROY, MO 63379-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 475 BLUFF DR, TROY, MO 63379-2008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 475 BLUFF DR, TROY, MO 63379-2008 |
| Document Number | 002488/279 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 2488/279 |
| Instrument | 2023001446 |
| Name | COMMUNITY STATE BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, MO 63334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Mar 01, 2028 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,046.00 (+7.29%) | $64,406 (+8.66%) Land $7,300 Building $57,106 | $338,980 (+8.66%) Land $38,420 Building $300,560 |
| 2023 | $3,771.00 (+4.95%) | $59,272 Land $5,748 Building $53,525 | $311,960 Land $30,250 Building $281,710 |
| 2022 | $3,593.00 |
475 Bluff Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lincoln County (29113C), updated October 5, 2018
| FEMA Flood Zone | Zone AE regulatory floodway (1% zone; no fill or obstruction) |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 10th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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