475 Beech St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 475 Beech St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,292 sqft · built 1920
Lot Size	0.231 acres (10,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,965 (Dec 1999)
Tax Bill	$6,545 (2026)
Deeds & Mortgages	Oct 2023 Refinance Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0059 B:0000 L:19`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0059 B:0000 L:19`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,292 sqft Living Area
Gross Area	5,172 sqft
Basement Area	1,146 sqft
Unfinished Basement	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,049 sqft (0.231 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	475 BEECH ST
City	HOLYOKE
State	MA
Zip	01040-2238
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Lot Number	19
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	3
Census Block	3014
Census Tract	812002

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	475 BEECH ST, HOLYOKE, MA 01040-2238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HOLYOKE CITY OF
Aug 10, 2017	Deed of Trust, Mortgage HOLYOKE CITY OF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1999 · Amount on Record
Deed Sale	Dec 1, 1999 · Amount on Record
Prior Sale	Nov 1, 1993 · Amount on Record
Deed Book / Page	11022 / 23
Transfer Doc	8617000312
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	475 BEECH ST, HOLYOKE, MA 01040-2238
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025181-61
Date	Oct 5, 2023
Book Page	25181/61
Instrument	47409

Lender

Name	HOLYOKE CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	475 BEECH ST, HOLYOKE, MA 01040-2238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21806-480
Date	Aug 10, 2017
Book Page	21806/480
Instrument	46185

Lender

Name	HOLYOKE CITY OF

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,545.00 (+6.8%)	$375,500 (+6.98%) Land $45,700 Building $303,000	$370,295
2025	$6,128.00 (+8.85%)	$351,000 (+18.14%) Land $42,800 Building $308,200
2024	$5,630.00 (+8.58%)	$297,100 (+7.49%) Land $40,500 Building $256,600
2023	$5,185.00	$276,400 Land $40,500 Building $235,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Beech St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures