475 Arnos St, Talent, OR 97540 Property Records

Jackson County property record for 475 Arnos St, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`381W25B2905`

Property Details

APN / Parcel Number

Primary APN	`381W25B2905`
Alternative APNs	`381W25B002905` `10849040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	475 ARNOS ST
City	TALENT
State	OR
Zip	97540-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-22
Legal Range	01W
Legal Township	38S
Legal Section	25
Legal Quarter	2
Legal Subdivision	PARTITION PLAT P-18-1991
Legal Block	2
Legal Lot Number	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2006
Census Tract	1701

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1182, TALENT, OR 97540-1182
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit ROGUE CREDIT UNION
Feb 5, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 2, 2018
Transfer Doc	0000004024
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Jun 17, 2026
Property Address	475 ARNOS ST, TALENT, OR 97540-9609
Document Number	0000013098
Instrument Date	Jun 12, 2026
Instrument	202613098
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	475 ARNOS ST, TALENT, OR 97540-9609

Mortgage

Document Number	0000013098,
Date	Jun 17, 2026
Instrument	202613098

Lender

Name	ROGUE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2051

Interest

Rate	6.24%
Max Rate	-1%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Feb 5, 2018
Property Address	ARNOS ST, MEDFORD, OR 97504
Document Number	0000004024
Map Reference	VOL5 PG36 MAP13941
Instrument Date	Jan 29, 2018
Instrument	2018-004024
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 ARNOS RD, 475, TALENT, OR 97540-9609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	475 ARNOPS RD, TALENT, OR 97540-9609

Mortgage

Document Number	0000004025
Date	Feb 5, 2018
Instrument	2018-004025

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,140 (+3%)	$501,430 (+9.26%) Land $163,080 Building $338,350
2025	$4,277.00 (+2.44%)	$267,130 (+3%) Land $77,230 Building $189,900	$458,920 (+0.31%) Land $163,000 Building $295,920
2024	$4,175.00 (+3.24%)	$259,350 (+3%) Land $74,980 Building $184,370	$457,510 (+4.68%) Land $155,800 Building $301,710
2023	$4,044.00 (+61.95%)	$251,800 (+62.37%) Land $72,790 Building $179,010	$437,070 (+56.64%) Land $122,360 Building $314,710
2022	$2,497.00	$155,080 Land $70,670 Building $84,410	$279,030 Land $123,860 Building $155,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hunter Communications.

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