475 Applegate Way, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 475 Applegate Way, Arroyo Grande, CA 93420 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	10 bd · 6.5 ba · 4,812 sqft · built 1975
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Oct 2019)
Tax Bill	$12,594 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091-073-030`

Property Details

APN / Parcel Number

Primary APN	`091-073-030`

Interior

Bedrooms	10 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	4,812 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	200,376 sqft (4.6 acres)
Terrain	Combination
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	475 APPLEGATE WAY
City	ARROYO GRANDE
State	CA
Zip	93420-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PM 3-21 PAR 3
Legal Subdivision	PARCEL MAP NO CO 68 80
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1019
Census Tract	12305

Owner

Source: San Luis Obispo County records · APN 091-073-030

Assessment roll updated August 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 05, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 01, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 13, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2019 · Amount on Record
Deed Sale	Oct 01, 2019 · Amount on Record
Prior Sale	May 13, 2019 · Amount on Record
Deed Document Number	201941907
Prior Transfer Date	Jun 04, 2001
Prior Transfer Doc	0000042327
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936

Mortgage

Document Number	0000001158
Date	Jan 14, 2026
Instrument	2026001158

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936

Mortgage

Document Number	0000048550
Date	Jul 12, 2021
Instrument	2021048550

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936

Mortgage

Document Number	0000009219
Date	Feb 05, 2021
Instrument	2021009219

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 09, 2041

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 01, 2019
Property Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936
Document Number	0000041907
Map Reference	MB 3 PG 21
Instrument Date	Sep 10, 2019
Instrument	2019041907
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936

Mortgage

Document Number	0000041908
Date	Oct 01, 2019
Instrument	2019041908

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 13, 2019
Property Address	475 APPLEGATE WAY, ARROYO GRANDE, CA 93420-5936
Document Number	0000017541
Instrument Date	May 07, 2019
Instrument	17541
Transaction Type	Foreclosure
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$703.66
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,594.00 (+3.47%) Homeowner's exemption	$1,190,478 (+4.04%) Land $462,123 Building $728,355
2024	$12,172.00 (+1.18%)
2023	$12,030.00 (+8.26%) Homeowner's exemption	$1,144,252 Land $444,179 Building $700,073
2022	$11,112.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 75% of the US · above 50% of California
Wildfire Likelihood	About 1 in 357 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surfnet Communications	Fixed Wireless	100 / 20

May also be available at this address: Peak WiFi, Ranch WiFi, Kcindur Communications, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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