Harrison County property record for 475 Annette Ln, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,595 sqft · built 2003 |
| Lot Size | 0.224 acres (9,795 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,893 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1309A-03-051.000 |
| Primary APN | 1309A-03-051.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,595 sqft Adjusted Area |
| 1st Floor Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,795 sqft (0.224 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 475 ANNETTE LN |
|---|---|
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-3703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 233 FOREST COVE NORTH SUBD 2ND ADD. |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Subdivision | FOREST COVE NORTH SUBD 2ND ADD |
| Legal Lot Number | 233 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3308 |
Source: Harrison County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 ANNETTE LN, DIBERVILLE, MS 39540-3703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jul 9, 2020 | Warranty Deed, Transfer · VA Mortgage GULF SOUTH MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 |
| Deed Sale | Jun 10, 2022 |
| Prior Sale | Jul 9, 2020 · Amount on Record |
| Deed Document Number | 202214318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 475 ANNETTE LN, DIBERVILLE, MS 39540-3703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20210017558 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 20210017558 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 9, 2020 |
| Property Address | 475 ANNETTE LN, DIBERVILLE, MS 39540-3703 |
| Document Number | 20200002415DJ2 |
| Map Reference | PB 6 PG 24 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 2020-0002415-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | DHI TITLE OF NEVADA, DHI TITLE OF ALABAMA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 880 CEDARCREST CT, 880, SARASOTA, FL 34232-2495 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 475 ANNETTE LN, DIBERVILLE, MS 39540-3703 |
| Document Number | 20200002286TJ2 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 2020-0002286-T-J2 |
| Name | GULF SOUTH MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,893.00 (+4.18%) | $16,636 (+3.98%) | $110,902 (+3.98%) Land $28,750 Building $82,152 |
| 2024 | $1,817.00 (-0.49%) | ||
| 2023 | $1,826.00 (+49.06%) | $15,999 | $106,658 Land $28,750 Building $77,908 |
| 2022 | $1,225.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 113 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 113 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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