Sumter County property record for 475 Albemarle Ct, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,177 sqft · built 2011 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Owner Name on File |
| Last Sale | $164,990 (Jun 2011) |
| Tax Bill | $4,774 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-16-02-006 |
| Primary APN | 185-16-02-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,177 sqft Living Area |
| 1st Floor Area | 1,869 sqft |
| Upper Floors Area | 308 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18791 |
|---|---|
| Old Parcel Number | 185 16 02 006 |
| Street Address | 475 ALBEMARLE CT |
| City | SUMTER |
| State | SC |
| Zip | 29154-8056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT# 3 .23 AC |
| Legal Subdivision | PATRIOT VILLAGE SEC 01 PH I |
| Legal Lot Number | 3 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1701 |
The current owner of 475 Albemarle Ct bought it in June 2011.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 475 ALBEMARLE CT, SUMTER, SC 29154-8056 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 9, 2019 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Feb 8, 2018 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2011 · Amount on File |
| Deed Sale | Jun 20, 2011 · Amount on File |
| Deed Document Number | 0001156266 |
| Deed Book / Page | 1156 / 266 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 475 ALBEMARLE CT, SUMTER, SC 29154-8056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0012713117 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 1271/3117 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 475 ALBEMARLE CT, SUMTER, SC 29154-8056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012974743 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 1297/4743 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 475 ALBEMARLE CT, SUMTER, SC 29154-8056 |
| Document Number | 0012602082 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 475 ALBEMARLE CT SUMTER SC 291548056, SUMTER, SC 29154-8056 |
| Document Number | 0012602082 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 001260/002082 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 475 ALBEMARLE CT, SUMTER, SC 29154-8056 |
| Document Number | 0012412854 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 475 ALBEMARLE CT SUMTER SC 291548056, SUMTER, SC 29154-8056 |
| Document Number | 0012412854 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 001241/002854 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2048 |
The 2025 property tax bill for 475 Albemarle Ct was $4,774.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,774.00 | $12,360 Land $1,560 Building $10,800 | $205,892 Land $26,000 Building $179,892 |
| 2023 | $12,350 (-) Land $1,560 Building $10,790 | $205,892 (-) Land $26,000 Building $179,892 | |
| 2022 | $4,609.00 | $12,350 Land $1,560 Building $10,790 | $205,892 Land $26,000 Building $179,892 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 475 Albemarle Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Albemarle Ct is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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