Nash County property record for 475 1st St, Spring Hope, NC 27882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,108 sqft · built 2018 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Jan 2025) |
| Tax Bill | $2,092 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Jan 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 286018-40-9768 |
| Primary APN | 286018-40-9768 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 212 ft deep x 122 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 114092 |
|---|---|
| Street Address | 475 1ST ST |
| City | SPRING HOPE |
| State | NC |
| Zip | 27882-0046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 1 LT, EDWARDS SPLIT OUT OF 286018408894 LT EDWARDS |
| Legal Subdivision | PROPERTY OF MILTON G EDWARDS |
| Jurisdiction | NASH NC |
| Township / Civil Division | MANNINGS |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 11000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spring Hope Historic District listed 1988 · 160 contributing resources · NRIS 88001591 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Nash County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 1ST ST, SPRING HOPE, NC 27882-0046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 29, 2019 | Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Jan 23, 2025 | Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Sep 21, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Apr 19, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2025 · Amount on Record |
| Deed Sale | Jan 23, 2025 · Amount on Record |
| Prior Sale | Sep 21, 2018 · Amount on Record |
| Deed Book / Page | 3392 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASH NC |
| Property Address | 475 1ST ST, SPRING HOPE, NC 27882-0046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 03006/0525 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 3006/0525 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Jan 23, 2025 |
| Property Address | 475 1ST ST, SPRING HOPE, NC 27882-0046 |
| Document Number | 003392/123 |
| Book / Page | 3392 / 123 |
| Instrument Date | Jan 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1552, KNIGHTDALE, NC 27545-1552 |
| Name | Verified Name |
|---|---|
| Address | 475 1ST ST, SPRING HOPE, NC 27882-0046 |
| Document Number | 0003392126 |
|---|---|
| Date | Jan 23, 2025 |
| Instrument | 3392/126 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Number | 003392/144 |
|---|---|
| Date | Jan 23, 2025 |
| Book Page | 3392/144 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27609 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Sep 21, 2018 |
| Property Address | 475 1ST ST, SPRING HOPE, NC 27882-0046 |
| Document Number | 02954/0107 |
| Book / Page | 2954 / 0107 |
| Map Reference | MB1183 PG104 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8364 SAVAGE RD, SPRING HOPE, NC 27882-9224 |
| Name | Verified Name |
|---|---|
| Address | 475 1ST ST, SPRING HOPE, NC 27882-0046 |
| Document Number | 0002954110 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2954/110 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Apr 19, 2018 |
| Property Address | 475 1ST ST, SPRING HOPE, NC 27882-0046 |
| Document Number | 02930/0842 |
| Book / Page | 2930 / 0842 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 251, SPRING HOPE, NC 27882-0251 |
| Name | Verified Name |
|---|---|
| Address | 8364 SAVAGE RD, SPRING HOPE, NC 27882-9224 |
Source: Nash County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Nash County |
| Municipality | Spring Hope Town |
| Unified School District | Nash-Rocky Mount Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,092.00 | $149,430 (-) Land $16,400 Building $133,030 | $149,430 (-) Land $16,400 Building $133,030 |
| 2025 | $2,092.00 (+140.46%) | $149,430 (+32.17%) Land $16,400 Building $133,030 | $149,430 (+32.17%) Land $16,400 Building $133,030 |
| 2023 | $870.00 | $113,060 | $113,060 Land $7,750 Building $105,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING HOPE serves 1,312 people · EPA ID NC0464025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Copper | 4.94 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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