Loudoun County property record for 47497 Saulty Dr, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,851 sqft · built 1995 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $990,000 (Nov 2025) |
| Tax Bill | $7,590 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Mar 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-38-1656-000 |
| Primary APN | 006-38-1656-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,851 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Basement Area | 1,058 sqft |
| Finished Basement | 1,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Deck Area | Deck Area |
| Patio Area | 764 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 47497 SAULTY DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-5140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | CASCADES SEC.6B LOT 72 1766--1736 (R/S) |
| Legal Subdivision | CASCADES |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 611208 |
47497 Saulty Dr is owned and occupied by two individuals who bought it in November 2025.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47497 SAULTY DR, STERLING, VA 20165-5140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION |
| Mar 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIMELENDING |
| Jun 6, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Prior Sale | Nov 18, 2013 · Amount on File |
| Deed Document Number | 202555022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47497 SAULTY DR, STERLING, VA 20165-5140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000039696 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 202310030039696 |
| Name | PNC BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 10, 2063 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47497 SAULTY DR, STERLING, VA 20165-5140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000025834 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 202103030025834 |
| Name | PRIMELENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47497 SAULTY DR, STERLING, VA 20165-5140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 47497 SAULTY DR, STERLING, VA 20165-5140 |
| Document Number | 0000026135 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | 20250606-0026135 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 10, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Nov 10, 2025 |
| Property Address | 47497 SAULTY DR, STERLING, VA 20165-5140 |
| Document Number | 0000055022 |
| Map Reference | MB 1214 PG 1937 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 20251110-0055022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | EKKO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 47497 SAULTY DR, STERLING, VA 20165-5140 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055023 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 20251110-0055023 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47497 SAULTY DR, STERLING, VA 20165-5140 |
| Document Number | 20191004060441 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 47497 SAULTY DR STERLING VA 201655140, STERLING, VA 20165-5140 |
| Document Number | 20191004060441 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 60441 |
| Name | US BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
The 2026 property tax bill for 47497 Saulty Dr was $7,590, up 9.9% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,590.00 (+9.92%) | $942,920 (+9.92%) Land $278,700 Building $664,220 | $942,920 (+9.92%) Land $278,700 Building $664,220 |
| 2025 | $6,905.00 | $857,820 Land $253,700 Building $604,120 | $857,820 Land $253,700 Building $604,120 |
| 2023 | $7,011.00 | $801,300 Land $238,700 Building $562,600 | $801,300 Land $238,700 Building $562,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47497 Saulty Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2008–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47497 Saulty Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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