Osceola County property record for 4749 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,701 sqft Living Area |
| Lot Size | 30,056 sqft (0.69 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2026) |
| Tax Bill | $8,987.00 (2024) |
| Primary APN | 06-26-31-0878-0001-2450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,701 sqft Living Area |
| Gross Area | 4,648 sqft Gross Area |
| 1st Floor | 1,713 sqft 1st Floor |
| Upper Floors | 1,988 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached Garage |
| Garage Area | 601 sqft Garage |
| Porch Area | 346 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4749 RIVERWALK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7577 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 245 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PH 5 |
| Legal Phase | 5 |
| Legal Block | 2450 |
| Legal Lot Number | 245 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 06-26-31-0878-0001-2450
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Apr 02, 2026 | Correction Deed, Transfer EXCELLENCE TITLE PARTNERS LLC |
| Mar 25, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Aug 01, 2019 | Deed of Trust, Mortgage SPROUT MTG |
| Aug 06, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SPROUT MTG |
| Jan 30, 2018 | Loan Modification, Mortgage · Line of Credit WILMINGTON TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Apr 09, 2021 · Amount on Record |
| Deed Doc Number | 202639672 |
| Deed Book / Page | 6943 / 1778 |
| Prior Transfer Date | Mar 19, 2026 |
| Prior Transfer Doc | 0000044643 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0063361803 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 6336/1803 |
| Instrument | 2022184904 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 02, 2026 |
| Property Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0000044643 |
| Book / Page | 6949 / 1084 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202644643 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | EXCELLENCE TITLE PARTNERS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 25, 2026 |
| Property Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0069431778 |
| Book / Page | 6943 / 1778 |
| Map Reference | MB 25 PG 106 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026039672 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | EXCELLENCE TTL PARTNERS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5238 MEREDREW LANE #11, 11, OSCEOLA, FL |
| Name | Verified Name |
|---|---|
| Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0069431780 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 6943/1780 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 09, 2021 |
| Property Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0059320073 |
| Book / Page | 5932 / 73 |
| Map Reference | MB 25 PG 106 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 2021053813 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,101.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7751 NW 107TH AVE # AVE401, AVE401, DORAL, FL 33178-4050 |
| Name | Verified Name |
|---|---|
| Address | 2073 LACOMBE AVE, BRONX, NY 10473-1834 |
| Document Number | 0059320077 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 5932/77 |
| Instrument | 2021053815 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0056022827 |
| Instrument Date | Aug 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 15051 ROYAL OAKS LN #1805 NORTH MIAMI FL 331812460, 1805, NORTH MIAMI, FL 33181-2460 |
| Document Number | 0056022827 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 005602/002827 |
| Instrument | 130364 |
| Name | SPROUT MTG |
|---|---|
| Address | IRVING, TX 75038 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 07, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 06, 2019 |
| Property Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0055682390 |
| Book / Page | 005568 / 002390 |
| Instrument Date | Aug 01, 2019 |
| Instrument | 101079 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | EASTERN NATIONAL TITLE AGENCY, EASTERN NAT'L TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,964.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4749 RIVERWALK DR ST CLOUD FL 347717577, ST CLOUD, FL 34771-7577 |
| Document Number | 55682392 |
|---|---|
| Date | Aug 06, 2019 |
| Book Page | 005568/002392 |
| Instrument | 101080 |
| Name | SPROUT MTG |
|---|---|
| Address | IRVING, TX 75038 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.96% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 30, 2018 |
| Property Address | 4749 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0052771344 |
| Book / Page | 005277 / 001344 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 15966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Document Number | 52771344 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 005277/001344 |
| Instrument | 15966 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 29, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,733.00 (-2.83%) | $487,700 (-1.67%) Land $78,800 Building $408,900 | $487,700 (-1.67%) Land $78,800 Building $408,900 |
| 2024 | $8,987.00 (+1.94%) | ||
| 2023 | $8,816.00 (+10.57%) | $496,000 (+12.17%) Land $68,200 Building $427,800 | $496,000 (+12.17%) Land $68,200 Building $427,800 |
| 2022 | $7,973.00 | $442,200 Land $63,000 Building $379,200 | $442,200 Land $63,000 Building $379,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 758 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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