47485 Saulty Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 47485 Saulty Dr, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,523 sqft · built 1995
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$66,900 (Jul 2016)
Tax Bill$7,414 (2026)
Deeds & MortgagesDec 2022 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN006-38-1874-000

Property Details

APN / Parcel Number

Primary APN006-38-1874-000
Alternative APN
  • 82 E16 69

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,523 sqft Living Area
1st Floor Area1,323 sqft
Basement Area744 sqft
Finished Basement744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

PorchOpen Porch
Porch Area291 sqft
Deck AreaDeck Area
Patio Area548 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address47485 SAULTY DR
CitySTERLING
StateVA
Zip20165-5140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionCASCADES SEC.6B LOT 69-A 200806030033643
Legal SubdivisionCASCADES
Legal Block1
Legal Lot Number69-A
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1009
Census Tract611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address47485 SAULTY DR, STERLING, VA 20165-5140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Jul 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2016 · Amount on Record
Deed SaleJul 12, 2016 · Amount on Record
Prior SaleJun 3, 2008 · Amount on Record
Deed Document Number201643501
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47485 SAULTY DR, STERLING, VA 20165-5140
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064904
DateDec 5, 2022
Instrument202212050064904
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 1, 2062
Interest
Rate TypeAdjustable Rate
Rate7.5%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47485 SAULTY DR, STERLING, VA 20165-5140
Document Number20200720058177
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address47485 SAULTY DR STERLING VA 201655140, STERLING, VA 20165-5140

Mortgage

Document Number20200720058177
DateJul 20, 2020
Instrument58177
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,414.00 (+7.2%)$921,000 (+16.51%) Land $279,000 Building $642,000$921,000 (+16.51%) Land $279,000 Building $642,000
2023$6,916.00$790,460 Land $239,000 Building $551,460$790,460 Land $239,000 Building $551,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2008–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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