47485 Harbour Lights Ln, Indio, CA 92201 Property Records

Riverside County property record for 47485 Harbour Lights Ln, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,035 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$685,000 (Oct 2023)
Tax Bill	$10,009 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`600-381-012`

Property Details

APN / Parcel Number

Primary APN	`600-381-012`
Alternative APN	`649771012`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,035 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	2,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	47485 HARBOUR LIGHTS LN
City	INDIO
State	CA
Zip	92201-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.16 ACRES M/L IN LOT 38 MB 331/041 TR 30573
Legal Subdivision	TRACT 30573
Legal Tract	30573
Legal Lot Number	38
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	4
Census Block	4010
Census Tract	45224

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	47485 HARBOUR LIGHTS LN, INDIO, CA 92201-8341
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 19, 2023	Grant Deed, Transfer · Conventional Mortgage ARC HOME LLC
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 21, 2023	Intrafamily Transfer, Transfer · Construction Mortgage SLS LIVING TRUST
Sep 4, 2019	Correction Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Apr 29, 2004 · Amount on Record
Deed Document Number	2023309371
Prior Transfer Date	Apr 13, 2023
Prior Transfer Doc	0000113675
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2023
Property Address	47485 HARBOUR LIGHTS LN, INDIO, CA 92201-8341
Document Number	0000309370
Map Reference	MB 331 PG 41-45
Instrument Date	Oct 13, 2023
Instrument	2023-0309370
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 KIMBERLY AVE, CAMARILLO, CA 93010-3406

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2023
Property Address	47485 HARBOUR LIGHTS LN, INDIO, CA 92201-8341
Document Number	0000309371
Map Reference	MB 331 PG 41-45
Instrument Date	Oct 10, 2023
Instrument	2023-0309371
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 CAMARIN ST, LAKE FOREST, CA 92610-1940

Mortgage

Document Number	0000309372
Date	Oct 19, 2023
Instrument	2023-0309372

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	47485 HARBOUR LIGHTS LN, INDIO, CA 92201-8341
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CONSUMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 485 HARBOUR LIGHTS LANE, INDIO, CA 92201

Mortgage

Document Number	0000384683
Date	Jun 25, 2021
Instrument	2021-0384683

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 21, 2023
Property Address	47485 HARBOUR LIGHTS LN, INDIO, CA 92201-8341
Document Number	0000113675
Map Reference	MB 331 PG 41-45
Instrument Date	Apr 13, 2023
Instrument	2023-0113675
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 KIMBERLY AVE, CAMARILLO, CA 93010-3406

Mortgage

Document Number	0000113676
Date	Apr 21, 2023
Instrument	2023-0113676

Lender

Name	SLS LIVING TRUST
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 4, 2019
Property Address	47485 HARBOUR LIGHTS LN, INDIO, CA 92201-8341
Document Number	0000344014
Map Reference	MB 331 PG 41-45
Instrument Date	Aug 26, 2019
Instrument	2019-0344014
Record Updated	Sep 28, 2021
Title Company	CONSUMERS TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	47485 HARBOUR LIGHTS LN, INDIO, CA 92201-8341

Mortgage

Document Number	0000344015
Date	Sep 4, 2019
Instrument	2019-0344015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,000 (+2.35%) Land $178,751 Building $536,249
2025	$10,009.00 (-9.24%)	$698,597 (-11.57%) Land $174,650 Building $523,947
2023	$11,028.00 (+109.66%)	$790,000 Land $240,000 Building $550,000
2022	$5,260.00
2021			$432,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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