4748 Thoreau Dr, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 4748 Thoreau Dr, Cameron Park, CA 95682

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,820 sqft · built 1999
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on Record
Last Sale$415,000 (Aug 2016)
Tax Bill$5,517 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN119-293-001-000

Property Details

APN / Parcel Number

Primary APN119-293-001-000
Alternative APNs
  • 11929301100
  • 1192930110

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,820 sqft Living Area
1st Floor Area1,820 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
Patio Area1,820 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4748 THOREAU DR
CityCAMERON PARK
StateCA
Zip95682-7313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL 51 CAMBRIDGE OAKS #1
Legal SubdivisionCAMBRIDGE OAKS #1
Legal Lot Number51
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group1
Census Block1028
Census Tract30804

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4748 THOREAU DR, CAMERON PARK, CA 95682-7313
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 14, 2022Intrafamily Transfer, Transfer
Dec 18, 2019Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2016 · Amount on Record
Deed SaleAug 12, 2016 · Amount on Record
Prior SaleOct 29, 2004 · Amount on Record
Deed Document Number201637384
Last Transfer DateApr 11, 2022
Transfer Doc0000017162
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Recording DateJul 2, 2026
Property Address4748 THOREAU DR, CAMERON PARK, CA 95682-7313
Document Number0000021831
Instrument DateJun 26, 2026
Instrument202621831
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address4748 THOREAU DR, CAMERON PARK, CA 95682-7313

Mortgage

Document Number0000021831,
DateJul 2, 2026
Instrument202621831
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEL DORADO CA
Recording DateApr 14, 2022
Property Address4748 THOREAU DR, CAMERON PARK, CA 95682-7313
Document Number0000017162
Map ReferenceMB H PG 144
Instrument DateApr 11, 2022
Instrument2022-0017162
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4748 THOREAU DR, CAMERON PARK, CA 95682-7313

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address4748 THOREAU DR, CAMERON PARK, CA 95682-7313
Document Number0000001146
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4748 THOREAU DR CAMERON PARK CA 956827313, CAMERON PARK, CA 95682-7313

Mortgage

Document Number0000001146
DateJan 10, 2020
Instrument1146
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 9, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Elementary School DistrictBuckeye Union Elementary School District (KG - 08)
Secondary School DistrictEl Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$491,269 (+2%) Land $130,214 Building $361,055
2025$5,517.00 (+2.17%) Homeowner's exemption$481,637 (+4.04%) Land $127,661 Building $353,976
2024$5,400.00 (+1.81%)
2023$5,304.00 (+1.4%) Homeowner's exemption$462,936 Land $122,704 Building $340,232
2022$5,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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