Santa Rosa County property record for 4748 Spears St, Pace, FL 32571 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,223 sqft Living Area |
| Lot Size | 12,066 sqft (0.277 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2020) |
| Tax Bill | $3,366.00 (2025) |
| Primary APN | 11-1N-29-5243-00B00-0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,223 sqft Living Area |
| Gross Area | 2,955 sqft Gross Area |
| 1st Floor | 2,223 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 12,066 sqft (0.277 acres) |
| Depth X Width | 144 ft x 84 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 312 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4748 SPEARS ST |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-1415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | *DESCRIPTION UPDATED FOR 2021* SPENCER RIDGE WEST BLK B LOT 6 SUB A PORT OF SECTION 11 TOWNSHIP 1 NORTH RANGE 29 WEST AS DES IN OR 4038 PG 108 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 11 |
| Legal Subdivision | SPENCER RIDGE WEST |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 10704 |
Source: Santa Rosa County records · APN 11-1N-29-5243-00B00-0060
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4748 SPEARS ST, MILTON, FL 32571-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 10, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 04, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EVERETT FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2020 · Amount on Record |
| Deed Sale | Dec 04, 2020 · Amount on Record |
| Prior Sale | Apr 20, 2015 · Amount on Record |
| Deed Doc Number | 202065184 |
| Deed Book / Page | 4038 / 108 |
| Prior Transfer Date | Feb 29, 2012 |
| Prior Transfer Doc | 0031220199 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4748 SPEARS ST, PACE, FL 32571-1415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4748 SPEARS ST, PACE, FL 32571-1415 |
| Document Number | 0044060424 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 4406/424 |
| Instrument | 202326938 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4748 SPEARS ST, PACE, FL 32571-1415 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4748 SPEARS ST, PACE, FL 32571-1415 |
| Document Number | 0042940264 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 4294/264 |
| Instrument | 202235070 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 04, 2020 |
| Property Address | 4748 SPEARS ST, PACE, FL 32571-1415 |
| Document Number | 0040380108 |
| Book / Page | 4038 / 108 |
| Map Reference | MB 10 PG 46 |
| Instrument Date | Dec 02, 2020 |
| Instrument | 202065184 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | PENSACOLA TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2153, BANNER ELK, NC 28604-2153 |
| Name | Verified Name |
|---|---|
| Address | 14748 SPEARS ST, PACE, FL 32571 |
| Document Number | 0004038111 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 4038/111 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,366.00 (+1.39%) | $267,580 (+1.39%) Land $45,000 Building $222,580 | $267,580 (+1.39%) Land $45,000 Building $222,580 |
| 2024 | $3,320.00 (-0.3%) | $263,902 (+2.26%) Land $45,000 Building $218,902 | $263,902 (+2.26%) Land $45,000 Building $218,902 |
| 2023 | $3,330.00 (+5.95%) | $258,073 (+3.02%) Land $41,000 Building $217,073 | $258,073 (+3.02%) Land $41,000 Building $217,073 |
| 2022 | $3,143.00 | $250,516 | $250,516 Land $33,000 Building $217,516 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 847 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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